Thursday, June 30, 2016

A Look At PepsiCo's Cash Flow

Pepsi can on a beach

Drinks and snacks are staples of the American diet. That puts PepsiCo Inc. (NYSE:PEP) in an excellent spot as one of the largest consumer staples companies in the world and primes them for continued future growth.

PepsiCo has a stable of 22 different brands that generate over $1 B in annual sales. Those brands span the entire spectrum of beverages and snacks with juices, sports drinks, soft drinks, potato chips, oatmeal and much more.

PepsiCo is firmly implanted as a Dividend Champion with an impressive 44-year streak of rising dividends.

I've been more than happy as an owner of PepsiCo since initiating a position in 2013. Between share price appreciation, reinvested dividends and cold hard cash dividend payments I've received an internal rate of return over 13%. Even better is that my dividend income from PepsiCo has increased by over 32%.

However, as the saying goes "past returns are not indicative of future results". As such it's time to update my analysis of PepsiCo and determine the quality of the company and the price I'd be willing to pay for shares.

Continue reading the article on Seeking Alpha.


Saturday, June 25, 2016

Weekly Roundup - June 25, 2016

Weekly Roundup filled with some of the best articles on dividend growth investing, stock analyses, personal finance and financial independence from the past week.
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Another week down and another week where I have no idea what happened to it.  This was another crazy busy week although much of that is mine and my wife's doing because we're getting into the final countdown with the pregnancy so we're trying to pack in being out with friends since our get up and go days will soon be leaving us behind.  No more last minute decisions to go and watch a basketball game or a soccer match (the US was embarrassed this week if you didn't hear but that free kick by Messi was masterful).

Friday, June 24, 2016

Dividend Growth Investing at Work - Healthy Customers, Healthy Dividends

Concept of how dividend growth investing works
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Medtronic for another raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?

Monday, June 20, 2016

Net Worth Update - May 2016

May 2016 Net Worth Update
May 2016 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

The S&P 500 marched higher yet again despite constant calls from pundits for a crash in equity prices.  The S&P 500 climbed about 1.5% for the month.  Since the majority of my net worth is tied to the performance of the markets every move higher for the markets means my net worth climbs higher too.  The rest of the increase came from a combination of $300 in dividends as well as receiving the last bit of severance pay from when I was laid off.

For the month our net worth increased $11,789.46.

Saturday, June 18, 2016

Weekly Roundup - June 18, 2016

Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.

Man this week was crazy busy especially considering that I don't have a job taking up most of my days.  And the worst part about it is that I feel like nothing was really accomplished.  Yikes!  We were just in constant go go go mode this week and I for one am ready for things to slow down some.  Although that's not likely since my wife's due date is now less than a month away.

Friday, June 17, 2016

Why You Should Start Building Your Credit In College

Why you should start building your credit in college
Why you should start building your credit in college
If you do not have a credit score, it is time to start thinking about building your credit. If you do not, you will quickly find that you are unable to get approved for many of the things that you want in the future. Below, we will go over some of the specific reasons why you need to start building your credit and what you will miss out on if you do not.

Wednesday, June 15, 2016

Dividend Growth Investing at Work - Real Estate to the Rescue

Concept of how dividend growth investing works
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Realty Income for year another raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?

Saturday, June 11, 2016

Weekly Roundup - June 11, 2016

Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.

This week has been rough.  Nothing major, but sheesh I just can't seem to sleep.  Falling asleep has been easy, but between by body waking itself up much earlier than I want and our dog that's been deciding to need attention early in the morning sleeping in hasn't been happening.  I guess it's practice for when we get to bring our child home, but many I really want to take advantage of this last bit of freedom to sleep in until I happen to wake up.  Those days will soon be gone.

Wednesday, June 8, 2016

Dividend Growth Investing at Work - Expect More, Pay Less, Get Dividend Raises

Concept of how dividend growth investing works
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Target for that 7.1% raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?

Saturday, June 4, 2016

Weekly Roundup - June 4, 2016

Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.

Seriously this rain needs to stop.  Another week and another pounding from the rain.  Tuesday was bad and there was quite a bit of flash flooding going on near where we live, but my wife and I were safe, our pets were safe and our house was safe...for now.  The problem was that we had gotten 5-6 inches of rain in a short time period and then they were predicting another 5-6 inches of rain per day for the next 2-3 days.  Yikes!  Luckily, as I write this, we're perfectly fine.  I have friends that live in the area that don't have water in their house yet, but if you don't have a lifted truck you won't be making it down the street.  So yeah I'm done with the rain.

Thursday, June 2, 2016

Dividend Update - May 2016

Dividend growth investing is a simple, straight-forward strategy for the average Joe investor.
Dividend growth investing is a simple, straight-forward strategy for the average Joe investor.
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.

Wednesday, June 1, 2016

Dividend Update - May 2016 Infographic

I'm getting back on the infographic wagon after taking last month off.  Come get look at how many dividends these excellent companies paid out in May!  And two of them even gave me pay raises!

The full breakdown will come tomorrow morning, but you can get the advanced look here!

How were your dividends in May?  I don't know about all of you, but I can't wait for June and it's big dividend total!

My real-life portfolio monthly dividend update for May 2016.
My real-life portfolio monthly dividend update for May 2016!