Monday, October 31, 2016

Net Worth Update - September 2016

net worth, balance sheet, equity, financial independence
September 2016 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

In September the stock markets, via the S&P 500, did a whole lot of nothing.  Since a large portion of my net worth is tied to the performance of the markets my net worth typically moves in line with the markets.  Especially while we have no day job income.  So flat markets mean very little change in my net worth.  Although pulling in over $900 in dividends during the month helped to move things in a positive direction.  Unfortunately, that wasn't enough.

For the month our net worth decreased $7,715.14.

Sunday, October 30, 2016

Dividend Growth Investing at Work - Ducks and Dividends

Concept of how dividend growth investing works, Aflac, AFL, insurance
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Aflac for another raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Saturday, October 29, 2016

Weekly Roundup - October 29, 2016

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Finally a week with no changes to report for my portfolio.  Well other than dividend raises.  But no new option positions, no positions trimmed and sadly no new purchases either.  

The past few weeks I've been trying to figure out what brokerage firm to move my 401k to.  I was very close to moving it to Interactive Brokers because the costs are just outrageously cheap.  I had to call to my current brokerage firm first in order to initiate the rollover process and of course customer retention wanted to speak with me.  Well, now things might change.  

Friday, October 28, 2016

Recent Option Transaction

option strategy, put option, write puts, dividend growth investing
AT&T (T) Jan 20, 2017 $36 Strike Put Option
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Thursday, October 27, 2016

So You Want To Buy Johnson & Johnson..Just Not Here

Create Your Own Johnson & Johnson Dividends Without Owning The Stock
So You Want To Buy Johnson & Johnson..Just Not At These Prices
Johnson & Johnson (NYSE:JNJ) has long been the cure for just about every investor's portfolio. Growth, income and defensive investors all have a reason to invest in Johnson & Johnson as long as expectations are kept in check. No, Johnson & Johnson isn't likely to grow revenues or earnings 10% per year any more; however, there's a lot to be said about consistent 5-7% growth over time.
The steady growth from Johnson & Johnson, and of course the wonderful demographic tailwinds, continue to make Johnson & Johnson one of the premier investments whenever the share price is trading in the ball park of the intrinsic value of the business.
One of the common complaints that I've seen lately about Johnson & Johnson is that investors want to buy shares...just not at these prices. The $100 level is the price that many commenters on Seeking Alpha have stated they would want to add shares, which jives with my own target. I personally think Johnson & Johnson is currently trading within its fair value range although, despite the pullback over the last month or so, it's still on the upper end of its fair value range. So it would be an okay buy given its safety, but it's not a great buy.
Continue reading the article on Seeking Alpha.

How to buy Johnson & Johnson at a discount or get a synthetic dividend

Wednesday, October 26, 2016

Dividend Growth Investing at Work - The Streak Continues!

Concept of how dividend growth investing works, Chevron, CVX
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Chevron for another raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Tuesday, October 25, 2016

Dividend Growth Investing at Work - Early Announcements Are Fun

Concept of how dividend growth investing works, health care, OHI, REIT
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks AT&T for another raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, October 24, 2016

Revisiting My General Electric Straddle

option strategy, call options, put options, income investing, dividend growth investing
General Electric (GE) $31 Strike Long Straddle Option
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, October 23, 2016

Recent Sell: Another Position Trim

dividend growth investing, portfolio, profit taking, sell
Trimmed position in Walgreens Boots Alliance (WBA)
As a dividend growth investor my modus operandi typically revolves around buying shares of high quality companies that I deem undervalued.  Those companies typically have long histories of growing the dividend payment to shareholders which is what dividend growth investing is all about.  By running this blog that chronicles my investments and my journey to financial independence I always want to be open and honest with any changes to my portfolio.  After all, if I'm not willing to follow my own advice why should you follow my story?  

Occasionally though it comes time to sell some shares and close a position.  Sometimes that decision is due to valuation, concerns about the company or just portfolio allocation.  

Saturday, October 22, 2016

Weekly Roundup - October 22, 2016

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Finally a break in the heat.  Friday morning we woke up to temperatures in the upper 50's which was awesome and the high only got to 78 or so.  Considering 2 days earlier we were in the low 90's this is wonderful.  We'll see how long it lasts, but I know my plan is to spend as much time outside as I can. 

Friday, October 21, 2016

The Top 10 Forex News Sites


Top 10 Forex News Sites

The Top 10 Forex News Sites


The forex market, also known as the foreign exchange market, is where the buying and selling of currencies is conducted. The currencies are vital to most individuals around the world. This is down to the fact it must be exchanged for an individual to carry out any foreign trades and transactions - it plays an important economic role in the lives of many people


There are a good number of forex sites that many forex traders would class as essential, and are certainly worth being recommended and appreciated. This article recognizes the top ten Forex sites that are fundamental to forex traders.

Thursday, October 20, 2016

CVS Health Corporation: Attractively Valued And Set Up For Double Digit Returns

dividend growth investing, value investing, return projections, internal rates of return
CVS Health Corporation (CVS) Dividend Growth Stock Analysis 2016
Since I began investing in earnest back in 2011 one company that I've had my eye on has been CVS Health Corporation (NYSE:CVS). However, for some reason or another the stars never aligned to where I had ample cash and shares of CVS were trading at a good valuation.
That's starting to change now though as CVS has severely lagged the S&P 500 this year and especially since May. Year to date the S&P 500 has climbed higher by 4.6% while CVS has declined over 16%.
CVS Chart
CVS data by YCharts
Some investors might be concerned to see that kind of underperformance; however, value investors should start getting interested. CVS' underwhelming share price this year has been largely due to the valuation coming back in check rather than something fundamentally wrong with the business.
Continue reading the article on Seeking Alpha.

Seeking Alpha - CVS Health Corporation (CVS) Dividend Growth Stock Analysis 2016

Wednesday, October 19, 2016

Dividend Growth Investing at Work - Another 10%+ Raise

Concept of how dividend growth investing works, health care, OHI, REIT
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Visa for a fantastic raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Tuesday, October 18, 2016

McDonald's Corporation: Buy, Sell or Hold?

dividend growth investing, value investing, return projections, internal rates of return
McDonald's Corporation (MCD) Dividend Growth Stock Analysis 2016

McDonald's Corporation (NYSE:MCD) is synonymous with successful restaurants and even developed the business model that just about every other restaurant company uses: the franchise. McDonald's is now one of the largest restaurants companies in the world with over 36,000 locations across the globe.
The franchise business model that McDonald's employs is very straightforward. McDonald's owns the restaurant, charges the franchisee rent and gets a percentage of revenues from each franchised restaurant. That's how over 80% of McDonald's locations worldwide are run.
McDonald's is currently in the midst of a turnaround plan to get the company back a growth track. The business has struggled in recent years as consumers have desired healthier options forcing McDonald's to shift direction to get customers back to their restaurants.
However, just because McDonald's has been a wonderful investment in the past doesn't necessarily mean that it will do well in the future. The problem is that investing is all about the relation between the share price and the value of the underlying business. A great company can be a bad investment if the valuation is out of whack. Let's examine what kind of return potential McDonald's has at the current price of $114.09.
Continue reading the article on Seeking Alpha.

Seeking Alpha - McDonald's Corporation (MCD) Dividend Growth Stock Analysis 2016

Monday, October 17, 2016

Recent Option Transaction

option strategy, call options, option seller, dividend growth investing
Target Corporation (TGT) November 25, 2016 $74 Strike Call Option
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, October 15, 2016

Weekly Roundup - October 15, 2016

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
What a great week!  We had some awesome weather down here in Houston although it looks like we'll be staying with highs in the upper 80's until Thursday-ish of this coming week.  I sure hope they're right in their forecast because as of now the expectations are for highs in the mid 60's.  I'm sure it won't last that long because our cold, okay "cool" months, are usually January/February.  So I'll gladly take it whenever we get it and enjoy it while it lasts.

Friday, October 14, 2016

Dividend Growth Investing at Work - 4 Raises? Yes, Please!

Concept of how dividend growth investing works, health care, OHI, REIT
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Omega Healthcare for a 4th raise this year!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, October 13, 2016

Recent Option Transaction

option strategy, call options, option seller, dividend growth investing
The Coca-Cola Company (KO) May 2017 $44 Strike Call Option
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Wednesday, October 12, 2016

Dividend Growth Investing at Work - Surprisingly Delicious

Concept of how dividend growth investing works, YUM
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks YUM! Brands for another pay raise!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, October 10, 2016

Recent Option Transaction

option strategy, put option, write puts, dividend growth investing
Digital Realty (DLR) Nov 18 $80 Strike Put Option
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, October 8, 2016

Weekly Roundup - October 8, 2016...I'm Back

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
I'm back!  In case you didn't know I was in Washington D.C. last weekend so sorry...no roundup last week.  Although you'll get a bit of a double dose to make up for it.  

It was a bachelor weekend for me to head up to D.C. for a buddy of mine's wedding.  I hadn't been up to the area in 7-8 years so it was great getting to go and even better to get to do a last solo trip before officially becoming a full-time SAHD.  Which by the way went well this past week with few tears by my daughter and myself.

D.C. was awesome although I have to admit it was a long and tiring trip and I was glad to head back home last Sunday.  It's crazy how having a child changes your perspective on things.  I wasn't even gone for 3 full days but come Sunday I was ready to just teleport back home.  I've added some pictures from my trip and the whole reason to come home further down in the post.

Friday, October 7, 2016

Recent Sell: Position Trim

dividend growth investing, portfolio
Trimmed position in Harris Corporation (HRS)
As a dividend growth investor my modus operandi typically revolves around buying shares of high quality companies that I deem undervalued.  Those companies typically have long histories of growing the dividend payment to shareholders which is what dividend growth investing is all about.  By running this blog that chronicles my investments and my journey to financial independence I always want to be open and honest with any changes to my portfolio.  After all, if I'm not willing to follow my own advice why should you follow my story?  

Occasionally though it comes time to sell some shares and close a position.  Sometimes that decision is due to valuation, concerns about the company or just portfolio allocation.  

Thursday, October 6, 2016

Recent Option Transaction

option strategy, put option, write puts, dividend growth investing
Altria (MO) Dec 16 $57.50 Strike Put Option
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Wednesday, October 5, 2016

Dividend Update - September 2016

dividend growth investing, financial independence, freedom, dividends
Dividend Update - September 2016
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.

Monday, October 3, 2016

Dividend Update Preview - September 2016 Infographic

Come look at how many dividends these excellent companies paid out in September!  Hint there were over 30 paychecks and 5 pay raises!

The full breakdown will hopefully come this week, but you can get the advanced look here!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for September 2016

How were your dividends in September?

Let me know in the comments below.

Sunday, October 2, 2016

Net Worth Update - August 2016...Better Late Than Never

August 2016 Net Worth Update
August 2016 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

In August the stock markets, via the S&P 500, did a whole lot of nothing.  Since a large portion of my net worth is tied to the performance of the markets my net worth typically moves in line with the markets.  Especially while we have no day job income.  So flat markets mean very little change in my net worth.  Although pulling in over $300 in dividends during the month helped to move things in a positive direction. 

For the month our net worth decreased $1,619.74.