Sunday, April 30, 2017

Weekly Roundup - April 30, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
What a week.  On Wednesday I headed back home because my wife was going to be making a trip out to Nashville to visit one of her good friends and run the Nashville Rock'n'Roll 1/2 Marathon.  That meant it was daddy-daughter time from Thursday until Monday. 

Friday, April 28, 2017

Dividend Growth Investing at Work - Big Oil For Big Dividends

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks ExxonMobil for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, April 27, 2017

14 Ways I'm Using Options for Income

dividend growth investing, option strategy, call option, put option, income investing
Toronto Dominion Bank (TD), Nike, Inc. (NKE), Lowe's Companies (LOW), Visa, Inc. (V), United Parcel Service (UPS), Union Pacific (UNP), Target Corporation (TGT), CVS Health (CVS), Hanes Brands (HBI), Colgate Palmolive (CL), Johnson & Johnson (JNJ), Visa (V), Pfizer (PFE), Bank of America (BAC) Option Activity

As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Wednesday, April 26, 2017

Dividend Growth Investing at Work - Betting on Buffett and Big Blue

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks IBM for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, April 24, 2017

13 Option Moves to Boost My Investment Income


dividend growth investing, option strategy, call option, put option, income investing
iShares Russell 2000 (IWM), Currency Shares Euro Trust (FXE), iShares Silver Trust (SLV), Sector Select SPDR Utilities (XLU), SPDR S&P 500 ETF (SPY), Nike, Inc. (NKE), SPDR Gold Trust (GLD), Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX), Qualcomm (QCOM) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Saturday, April 22, 2017

Weekly Roundup - April 22, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
I missed last week's Weekly Roundup because it was finally time to head back home which was more than welcome.  Unfortunately I knew it was going to be a quick turnaround before heading back to work so that meant we were busy, busy for the time I was home.  Although I can't complain one bit because I got to spend time with my wife and daughter.  We met up with some friends, spent some time walking around a botanical garden near our house and visited family on Easter.  There might not have been much relaxing going on, but it sure was worth it.  All in all it was a great few days at the house.

Friday, April 21, 2017

Dividend Growth Investing at Work - Feel Good, Look Good and Build Your Wealth

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Procter & Gamble for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, April 19, 2017

18 Option Positions to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
iShares Silver Trust (SLV), Junior Gold Miners ETF (GDXJ), Colgate-Palmolive (CL), Hormel Foods (HRL), SPDR S&P 500 (SPY), Qualcomm (QCOM), SPDR Gold Trust (GLD), Union Pacific (UNP), Gold Miners ETF (GDX), CVS Health Corporation (CVS), Johnson & Johnson (JNJ), Visa, Inc. (V) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Tuesday, April 18, 2017

Dividend Growth Investing at Work - 20 Consecutive Quarters of Dividend Raises

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Omega for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, April 17, 2017

Net Worth Update - March 2017

net worth, balance sheet, equity, financial independence
March 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

March finally quieted down after the historic run since Trump's election.  The S&P 500 actually declined ever so slightly by 0.04%.  So the markets didn't do much to help out my net worth.  Nevertheless, those dividend payments of nearly $850 came in handy and actually accounted for nearly 100% of the net worth increase.

For the month our net worth increased $866.65.

Thursday, April 13, 2017

Dividend Growth Investing at Work - 61 Years and Counting

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Procter & Gamble for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, April 12, 2017

14 New Option Positions to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Visa, Inc. (V), Bank of America (BAC), Union Pacific (UNP), Johnson & Johnson (JNJ), Target Corporation (TGT), V.F. Corporation (VFC), Lowe's Companies (LOW), United Parcel Service (UPS), Apple Inc. (AAPL), Junior Gold Miners ETF (GDXJ), Pfizer (PFE) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Tuesday, April 11, 2017

9 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
United Parcel Service (UPS), V.F. Corporation (VFC), Digital Realty Trust (DLR), Johnson & Johnson (JNJ), Realty Income (O), Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX), MasterCard (MA), iShares Silver Trust (SLV) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Monday, April 10, 2017

Dividend Update - March 2017

dividend growth investing, financial independence, freedom, dividends
Dividend Update - March 2017
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.

Sunday, April 9, 2017

Help Me Out: Traditional or Roth IRA

retirement planning, traditional IRA, Roth IRA, 2016 taxes

We've just about wrapped up our 2016 taxes.  Finally.  The past few years we've been fortunate enough to be above the MAGI threshold to contribute to a Roth IRA.  Good problem to have, right?

Well, with 2016's taxes just about completed I was expecting us to be able to contribute to Traditional IRAs in order to lower our taxable income.  Apparently, that's not the case.  My understanding of the tax law is that we can only contribute a paltry amount, about $800 per IRA, because I had access to a 401k last year.  Nevermind the fact that I was laid off in April so I only had access to it for about 1/3 of the year.

Saturday, April 8, 2017

Weekly Roundup - April 8, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
And just like that the first week of April has come and gone.  It won't be long and we'll be back in the middle of earnings season which always has the prospects of unlocking some value in the stock market.  Of course now that I'm being quite active in the options market via my Rollover IRA I'm looking forward to the higher option prices centered around earnings releases.

Tuesday, April 4, 2017

13 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
SPDR S&P 500 (SPY), Nike (NKE), Volatility Index (VIX), Bank of America (BAC), Kroger (KR), Whole Foods Market (WFM), Colgate-Palmolive (CL), Gold Miners ETF (GDX), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Monday, April 3, 2017

Dividend Update Preview - March 2017 [Infographic]

Somehow time keeps marching forward whether we want it to or not and now the 1st quarter of 2017 is already in the books.  It still feels like it should be January or maybe early February to me, but here we are already in April.  The great thing though is that while time keeps moving, that also means that dividends keep rolling in.

Come check out how much these companies paid me to do absolutely nothing for the company!  That's the kind of work-life balance that I love!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for March 2017

*The Versum Materials (VSM) dividend increase was the initiation of their dividend since being spun-off from parent company Air Products & Chemicals (APD).  Therefore there are no percentages for the increase or cumulative raises received.

With the 1st quarter of 2017 in the books are you on track to meet your dividend goals for the year?

Let me know in the comments below.

Saturday, April 1, 2017

Weekly Roundup - April 1, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Blink and it's gone.  Somehow the first quarter of 2017 is officially over now that the calendar has turned to April.  That's hard to believe and yet it's true.

Wednesday, March 29, 2017

MasterCard Incorporated: A Classic Toll Road Moat

dividend growth investing, stock analysis, minimum acceptable rate of return
MasterCard Inc. (MA) Dividend Stock Analysis 2017
Toll roads. I hate paying the tolls, but they sure do make driving quicker and easier. However, businesses that are built on the toll bridge moat are typically cash cows that generate plenty of excess cash that can be returned to shareholders and make for ideal investments when purchased at sound valuations.
MasterCard's (NYSE:MA) business model is simple. Create a payment network. Get a large number of users, card holders, to use your cards. Get businesses to accept your payment network. Rake in profits. It's not quite that simple, but it's not much more complex than that.
The global payment processing market is largely a duopoly with Visa (NYSE:V) and MasterCard taking up the lion's share of all transactions. Around the globe the trend is for more transactions every year to be done without cash or checks. In my own life I can honestly say that I write about 3 checks per year with essentially every other purchase being made with my cards.
Dividend History
One of the first places that I go to determine the quality of a company is its dividend history. The dividend history gives quick insight into whether the company is growing as well as generating excess cash to send to shareholders.

dividend stock analysis, DIY, value investing, long term investing

Monday, March 27, 2017

12 More Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
SPDR S&P 500 (SPY), Nike (NKE), Volatility Index (VIX), Bank of America (BAC), Kroger (KR), Whole Foods Market (WFM), Colgate-Palmolive (CL), Gold Miners ETF (GDX), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, March 25, 2017

Weekly Roundup - March 25, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Another week has come and gone.  I never really understood it when I was growing up whenever someone would tell me that time speeds up once you get old, but man does it ever.  It seems like every week and month goes by quicker and quicker with each passing year.  Oh to go back to the days where I didn't have a care in the world.

Friday, March 24, 2017

Dividend Growth Investing at Work - Getting In On The Ground Floor

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Versum Materials for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, March 22, 2017

Dividend Growth Investing at Work - Banking On Higher Dividends

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks JP Morgan for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Tuesday, March 21, 2017

General Mills: Only A Buy If...

dividend growth investing, stock analysis, minimum acceptable rate of return
General Mills, Inc. (GIS) Dividend Stock Analysis 2017
If I could choose just one sector to invest in for the next 30 years, the consumer staples would be high on that list. Consumer staple companies are great because the products are naturally consumed over time leading to repeat sales. They also offer inflation protection over the long run.

General Mills (NYSE:GIS) has long been a staple in kitchens around the world. Some of the brands in their portfolio include Cheerios, Pillsbury, Green Giant, Yoplait, Nature Valley and many more. Over the years General Mills has grown into a company with a global reach generating around 40% of annual sales outside of the United States.
Dividend History
My primary investment focus is on dividend paying AND growing investments. I like capital gains, but I love getting cold, hard cash deposited to my account every month. As such, a company's dividend history is one of my first stops when analyzing a potential investment. Companies don't reach decades long dividend growth streaks on accident, rather it takes the combination of a defensible business model and a management that is committed to returning excess cash to shareholders.

dividend stock analysis, DIY, value investing, long term investing

Monday, March 20, 2017

12 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Lowe's Companies (LOW), United Parcel Service (UPS), V.F. Corporation (VFC), Nike, Inc. (NKE), MasterCard (MA), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, March 18, 2017

Weekly Roundup - March 18, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
In probably one of the least surprising moves this week the Fed raised their target rate by another 0.25%.  While the increase wasn't much of a shocker, I have to say I was a bit surprised by the moves in the markets.  Just about everything started going up after the announcement: stocks, bonds and gold.  Even REITs, a bond proxy, had some decent moves higher after the interest rate increase was official.  All that goes to show you that no one knows anything about the short term direction of the markets.

Friday, March 17, 2017

Dividend Growth Investing at Work - Realty Income to the Rescue

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Realty Income for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, March 15, 2017

Keep Rolling, Rolling, Rolling...What

dividend growth investing, option strategy, call option, put option, income investing
Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX), Target Corporation (TGT), Nike, Inc. (NKE), Realty Income (O), Digital Realty Trust (DLR), SPDR S&P 500 (SPY) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Tuesday, March 14, 2017

Net Worth Update - February 2017

net worth, balance sheet, equity, financial independence
February 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

February sure was an interesting month with the DJIA setting all-time records on 65% of the possible trading days during the month.  That's crazy.  The S&P 500 climbed higher by 3.7% during hte month which helped to boost up the asset side of the net worth equation.  Of course the $275 in dividends helped too.

For the month our net worth increased $5,061.37.

Monday, March 13, 2017

7 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Lowe's Companies (LOW), United Parcel Service (UPS), V.F. Corporation (VFC), Nike, Inc. (NKE), MasterCard (MA), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, March 11, 2017

Weekly Roundup - March 11, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
It sure feels great to be back home with my wife and daughter after being gone for a month.  It's amazing to see all the changes that my daughter has undergone in that time.  Before I left she wasn't really even trying to crawl and now she's a pro and never stops moving except when she's eating or sleeping. 

Thursday, March 9, 2017

Dividend Growth Investing at Work - Canadian Dividend Increases Work Too

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Toronto Dominion for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Tuesday, March 7, 2017

Dividend Update - February 2017

Dividend growth investing is a simple, straight-forward strategy for the average Joe investor.
Dividend growth investing is a simple, straight-forward strategy for the average Joe investor.
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.


Monday, March 6, 2017

14 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Target Corporation (TGT), Exxon Mobil (XOM), Union Pacific (UNP), Realty Income (O), Pfizer (PFE), Nike (NKE), Visa (V), Lowe's (LOW), Cisco (CSCO), CVS Health (CVS), V.F. Corporation (VFC) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, March 5, 2017

Dividend Growth Investing at Work - A B&M Retailer That's Doing Just Fine

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Ross Stores for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Saturday, March 4, 2017

Weekly Roundup - March 4, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
The DJIA average consecutive all-time high streak is officially over.  That was an absolutely crazy run that the markets went on.  All told the DJIA posted 12 consecutive trading days where it ended at all-time highs.  For those keeping track at home there were only 19 trading days in the month and the DJIA hit all-time highs on 63% of those days.  

I was hoping that March would bring some relief to the constant upward move in share prices, but based on the first few days that doesn't seem to be the case.

What exactly does all of this mean?  Nothing really.  The price of any investment is irrelevant without examining the relationship to the actual value.  Despite the markets' epic run through February, and since Trump's election, you still always need to pay attention to the most basic principle of investing: price < value.

Friday, March 3, 2017

Dividend Growth Investing at Work - Loonies Are Great Too

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks ScotiaBank for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, March 2, 2017

Lowe's: A Total Return Candidate For The DGI

dividend growth investing, stock analysis, minimum acceptable rate of return
Lowe's Companies, Inc. (LOW) Dividend Stock Analysis 2017
Brick-and-mortar retail has taken it on the chin from the e-commerce giant Amazon (NASDAQ:AMZN). However, one retail segment that I believe to be insulated from the e-commerce surge is the home improvement stores. I'm not a home repair expert by any means, but if I need hardware or supplies, I typically need them now, not two days from now. I also want to be able to feel any of the tools in person rather than base my purchase decision on pictures and online reviews.
Under that premise, I wanted to take a look at one half of the effective hardware/home improvement duopoly, Lowe's Companies, Inc. (NYSE:LOW). Lowe's valuation never seemed to line up with my available cash; however, since rolling over my 401(k), I'm now flush with cash and looking for long-term investment opportunities.
Dividend History
As a dividend growth investor, one of the first places I go when I want to analyze a company is its dividend history. The dividend history can tell you a lot about the strength of the business. Companies don't find themselves in the midst of a decades-long dividend growth streak by happenstance. Rather it takes the combination of a high-quality business model and a management team that is committed to rewarding shareholders with cash.

dividend stock analysis, DIY, value investing, long term investing

Wednesday, March 1, 2017

Dividend Update Preview - February 2017 [Infographic]

Another month down and another month of dividends are in the books.  It was far from a record setting month for myself, but things are starting to trend back in the right direction after 2016's year of changes.  Of course it doesn't hurt that I received 7 dividend increases during the month as well!

Come check out how much these companies paid me to literally sit at home and do nothing for the company!  That's the kind of work-life balance that I love!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for February 2017

How were your dividends in February?  Two months through the first quarter are you set up for a great start to the year?

Let me know in the comments below.

Tuesday, February 28, 2017

Target Corporation: Searching For The One-Foot Bar

dividend growth investing, stock analysis, minimum acceptable rate of return
Target Corporation (TGT) Dividend Stock Analysis 2017
When you're struggling for investment ideas one of the best things you can do is to follow Peter Lynch's advice to "invest in what you know". While I personally don't shop at Target Corporation (NYSE:TGT) all that often, I can't say the same thing for my wife. Unfortunately for me, although a boon for Target, is that my wife rarely makes it out of the store without contributing $100 to Target's top line.

Of course, we can't just blindly follow the "invest in what you know" saying, rather we must use it to generate ideas and then did deeply into the company. If the company's financials are solid and most importantly the valuation is attractive only then can we follow through with the investment.
Dividend History
A company's dividend history can give you a good glimpse into the quality of the company in a historical sense. Company's don't just find themselves with a decades long streak of growing dividends; rather it takes the combination of a strong business model that continues to grow over time as well as a management team that is willing to reward shareholders with cash.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Monday, February 27, 2017

10 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Visa, Inc. (V), Johson & Johnson (JNJ), J.M. Smucker (SJM), V.F. Corporation (VFC), McCormick & Company (MKC), Digital Realty Trust (DLR), Flowers Foods (FLO), United Parcel Service (UPS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, February 26, 2017

Net Worth Update - January 2017

net worth, balance sheet, equity, financial independence
January 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

The "Trump Bump" hasn't showed any signs of stopping with the S&P 500 climbing higher by another 1.79% during January.  Despite a market that climbed higher we still showed a slight decline in out net worth primarily due to violating the most basic law of personal finance: income > expenses.  The $300 in dividends helped to soften the blow a little bit, but we really need to fix the simple problem.

For the month our net worth decreased $397.60.

Saturday, February 25, 2017

Weekly Roundup - February 25, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
I can honestly say I didn't expect to be reporting on this again, but here we are.  The Dow Jones Industrial Average set all time record high closes every single day this week yet again.  The streak dates back to February 9th and the DJIA has posted all-time highs for 11 consecutive days.  

During this 11 day run the DJIA has increased by over 750 pts for total appreciation of 3.8% from the day before the streak started.  Friday wasn't the typical kind of day with the DJIA in the red until last 17 seconds before it finally turned green.

Friday, February 24, 2017

Dividend Growth Investing at Work - A Raise Is A Raise No Matter How Small

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Wal-Mart for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.