Sunday, June 11, 2017

Options for Income Week Ending June 2nd

dividend growth investing, option strategy, call option, put option, income investing
Options for Income Week Ending June 2nd
My preferred method of generating income from my investments is just plain old dividend growth investing.  I love that the most because it's a truly passive source of income that requires no work and very little monitoring on my part once the initial research on the company/valuation is complete.  The problem with dividend growth investing is that it requires a large capital base in order to generate substantial amounts of income.  

I've been testing out ways to generate investment income via option trading because the income can be substantially higher.  If my experiment proves viable over different market cycles I would have no problem using options as a way to supplement our income if it would allow us to reach financial independence faster even if that means a more active approach is required.

Saturday, June 10, 2017

Weekly Roundup - June 10, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
This was a rather ho-hum week as far as investing as well as my writing.  The markets continued their climb higher which was good for some of my option positions, but very bad for others.  That's led to a rather sub-par start to June, but looking at the bigger picture I can't really complain.

Thursday, June 8, 2017

New Option Positions From The Week of May 29th


dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 29th
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Saturday, June 3, 2017

Weekly Roundup - June 3, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
One of the big downsides to working out of town is that the "honey do" list builds up while I'm away.  This past week I've been very busy scratching items off that list, but since a lot of it was outside the weather didn't cooperate as much as I would have liked.

Thursday, June 1, 2017

Dividend Update Preview - May 2017 [Infographic]

This year keeps flying by, but the great is that with each passing month there's more dividends coming in.

Come check out how much these companies paid me to do absolutely nothing for the company!  That's the kind of work-life balance that I love!
dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for May 2017
I've started the process of transferring the shares held at Loyal3 to my main brokerage account.

With May in the books are you on pace to meet your goals through the first half of 2017?

Let me know in the comments below.

Wednesday, May 31, 2017

Options for Income Week Ending May 26th

dividend growth investing, option strategy, call option, put option, income investing
Options for Income Week Ending May 26th
My preferred method of generating income from my investments is just plain old dividend growth investing.  I love that the most because it's a truly passive source of income that requires no work and very little monitoring on my part once the initial research on the company/valuation is complete.  The problem with dividend growth investing is that it requires a large capital base in order to generate substantial amounts of income.  

I've been testing out ways to generate investment income via option trading because the income can be substantially higher.  If my experiment proves viable over different market cycles I would have no problem using options as a way to supplement our income if it would allow us to reach financial independence faster even if that means a more active approach is required.

Tuesday, May 30, 2017

New Option Positions From The Week of May 22nd


dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 22nd
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Monday, May 29, 2017

Dividend Growth Investing at Work - 6 Years and Counting

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Phillips 66 for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Saturday, May 27, 2017

Weekly Roundup - May 27, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Another week is in the books.  I have no idea where this past week went, but sure enough it's over.  I headed back to work this week although this time it was back to my old stomping grounds in south Texas.  I'll only be here until Tuesday of this coming week, but it was nice getting a chance to go back to an area that I worked in for nearly 2 years to see what's gone on.

Thursday, May 25, 2017

Options for Income Week of May 15th

dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 15th
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Wednesday, May 24, 2017

Option Positions From The Week of May 15th


dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 15th
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Monday, May 22, 2017

Net Worth Update - April 2017

net worth, balance sheet, equity, financial independence
April 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

April saw the S&P 500 climb higher by 0.91% which certainly helped to move the net worth higher.  It's great to see the net worth climb because of the markets, but personally I wouldn't mind seeing them take a step back for a couple months.  Of course, what's really exciting is seeing the $320+ of dividends coming in for the month which is a step in the right direction on our journey to financial independence.

For the month our net worth increased $7,018.57.

Saturday, May 20, 2017

Weekly Roundup - May 20, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
In my world a week a home is always a great week.  We finished up the last well on Monday of this week and I've been home since.  Thankfully.  While I love being home, I have to say I secretly want to be back out at work so I'm not quite so busy.  You see when you're gone for a few weeks at a time the "honey do" list piles up quick and I've been working to scratch things off the list this week.

Thursday, May 18, 2017

Options for Income

dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 8th
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Wednesday, May 17, 2017

You Can’t Be a Great Investor Without Great Credit

If you read about investing on the internet, you probably don’t come across much information about personal credit. These are often considered two different concepts for two different kinds of individuals. However, personal credit history has important ramifications for the effectiveness of your investment strategies. Click through for a guide on how to repair credit, or just read on.  

Bad credit hurts your returns and your overall passive income potential. Here are a couple of ways.

  1. Let’s say you have an income property that you want to buy. For our example, we’ll say it’s a single family home that will yield $1500 in monthly income. You have enough money for the down payment, and your offer gets accepted. You’re home free, right? Well, it depends on your credit score. If you have a mediocre credit score, this will have a profound impact on how much you’ll pay for your house. If your credit score was 800, say, you might be able to get 5% interest on your loan. But if your credit score is 620, you might pay as much as 7%. This will make your new investment 2% more expensive each month, and overall. As any investor knows, 2% is a lot!
  2. Another way that bad credit can impede your investment goals is by increasing your debt. The lower your credit score, the more expensive it will be for you to borrow money. This will be apparent in situations as simple as charging items to your credit card. If you have to pay 25.9% on a credit card, this debt will accumulate very quickly! Every dollar you spend to pay it down is a dollar you can’t invest. The faster your debt accumulates, the more money you have to allocate to debt payoff, and the slower your investment portfolio will grow.
  3. Bad credit hurts income opportunities. Let’s say you want to get a better paying job. You have all the qualifications necessary to advance, but you are competing against three other equally qualified people in your department. Your employer can and will look at your credit score as a way to decide who is actually the most qualified and trustworthy applicant. You may not ever hear the real reason why you didn’t get that job, but at the bottom of it, your credit score is to blame.
  4. Bad credit impedes cash flow. Because people with bad credit have to pay more for borrowed money, their budgets are stretched thinner than those of the people with good credit. This allows less money to go to investments each month, even if some of these payments aren’t significant debt.

In the end, the people who become the best investors find a way to take care of their bad credit. Once your credit is strong, you’ll find it much easier to save and invest, without the constant struggle for funds and the stress of bearing up under debt. Keep up these new habits for life, and your investments will constantly be improving and creating further wealth and security.

Monday, May 15, 2017

21 Ways I'm Using Options for Income


dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 8th
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Saturday, May 13, 2017

Weekly Roundup - May 13, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
It's been a pretty great week although admittedly I haven't been nearly as productive as I should have been.  That's the biggest problem with me working days, as I have for the last 1.5 weeks, my focus and concentration always seem to be lacking.  I honestly can't wait to get back to working nights on the next job so hopefully the distractions will be fewer and I can do a lot more writing.

Thursday, May 11, 2017

Options for Income

dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 1st
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Wednesday, May 10, 2017

Dividend Update - April 2017

dividend growth investing, stocks, financial independence
Dividend Update - April 2017
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.


Monday, May 8, 2017

19 Option Moves to Boost My Investment Income


dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of May 1st
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Saturday, May 6, 2017

Weekly Roundup - May 6, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
And just like that May is underway!  If it weren't for the weather outside telling a different story I'd say it feels like it should be sometime in mid-February.  Alas time stops for no one which is all the more reason to pursue financial independence in order to own as much of your time as you can.

Friday, May 5, 2017

22 Option Moves to Boost My Investment Income


dividend growth investing, option strategy, call option, put option, income investing
Option Activity for the Week of April 28th
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Tuesday, May 2, 2017

Dividend Update Preview - April 2017 [Infographic]

April has already come and gone meaning 2017 is officially 1/3 of the way through.  That's hard to believe!  But the great thing about building up a dividend growth portfolio is that each month you receive income just for owning shares in wonderful companies!

Come check out how much these companies paid me to do absolutely nothing for the company!  That's the kind of work-life balance that I love!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for April 2017

Are you off to a good start to the 2nd quarter?  Are you still on track to meet your dividend goals for the year?

Let me know in the comments below.

Monday, May 1, 2017

Dividend Growth Investing at Work - Just 55 Consecutive Years of Increases

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Johnson & Johnson for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Sunday, April 30, 2017

Weekly Roundup - April 30, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
What a week.  On Wednesday I headed back home because my wife was going to be making a trip out to Nashville to visit one of her good friends and run the Nashville Rock'n'Roll 1/2 Marathon.  That meant it was daddy-daughter time from Thursday until Monday. 

Friday, April 28, 2017

Dividend Growth Investing at Work - Big Oil For Big Dividends

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks ExxonMobil for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, April 27, 2017

14 Ways I'm Using Options for Income

dividend growth investing, option strategy, call option, put option, income investing
Toronto Dominion Bank (TD), Nike, Inc. (NKE), Lowe's Companies (LOW), Visa, Inc. (V), United Parcel Service (UPS), Union Pacific (UNP), Target Corporation (TGT), CVS Health (CVS), Hanes Brands (HBI), Colgate Palmolive (CL), Johnson & Johnson (JNJ), Visa (V), Pfizer (PFE), Bank of America (BAC) Option Activity

As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Wednesday, April 26, 2017

Dividend Growth Investing at Work - Betting on Buffett and Big Blue

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks IBM for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, April 24, 2017

13 Option Moves to Boost My Investment Income


dividend growth investing, option strategy, call option, put option, income investing
iShares Russell 2000 (IWM), Currency Shares Euro Trust (FXE), iShares Silver Trust (SLV), Sector Select SPDR Utilities (XLU), SPDR S&P 500 ETF (SPY), Nike, Inc. (NKE), SPDR Gold Trust (GLD), Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX), Qualcomm (QCOM) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Saturday, April 22, 2017

Weekly Roundup - April 22, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
I missed last week's Weekly Roundup because it was finally time to head back home which was more than welcome.  Unfortunately I knew it was going to be a quick turnaround before heading back to work so that meant we were busy, busy for the time I was home.  Although I can't complain one bit because I got to spend time with my wife and daughter.  We met up with some friends, spent some time walking around a botanical garden near our house and visited family on Easter.  There might not have been much relaxing going on, but it sure was worth it.  All in all it was a great few days at the house.

Friday, April 21, 2017

Dividend Growth Investing at Work - Feel Good, Look Good and Build Your Wealth

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Procter & Gamble for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, April 19, 2017

18 Option Positions to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
iShares Silver Trust (SLV), Junior Gold Miners ETF (GDXJ), Colgate-Palmolive (CL), Hormel Foods (HRL), SPDR S&P 500 (SPY), Qualcomm (QCOM), SPDR Gold Trust (GLD), Union Pacific (UNP), Gold Miners ETF (GDX), CVS Health Corporation (CVS), Johnson & Johnson (JNJ), Visa, Inc. (V) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Tuesday, April 18, 2017

Dividend Growth Investing at Work - 20 Consecutive Quarters of Dividend Raises

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Omega for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, April 17, 2017

Net Worth Update - March 2017

net worth, balance sheet, equity, financial independence
March 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

March finally quieted down after the historic run since Trump's election.  The S&P 500 actually declined ever so slightly by 0.04%.  So the markets didn't do much to help out my net worth.  Nevertheless, those dividend payments of nearly $850 came in handy and actually accounted for nearly 100% of the net worth increase.

For the month our net worth increased $866.65.

Thursday, April 13, 2017

Dividend Growth Investing at Work - 61 Years and Counting

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Procter & Gamble for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, April 12, 2017

14 New Option Positions to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Visa, Inc. (V), Bank of America (BAC), Union Pacific (UNP), Johnson & Johnson (JNJ), Target Corporation (TGT), V.F. Corporation (VFC), Lowe's Companies (LOW), United Parcel Service (UPS), Apple Inc. (AAPL), Junior Gold Miners ETF (GDXJ), Pfizer (PFE) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  


Tuesday, April 11, 2017

9 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
United Parcel Service (UPS), V.F. Corporation (VFC), Digital Realty Trust (DLR), Johnson & Johnson (JNJ), Realty Income (O), Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX), MasterCard (MA), iShares Silver Trust (SLV) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Monday, April 10, 2017

Dividend Update - March 2017

dividend growth investing, financial independence, freedom, dividends
Dividend Update - March 2017
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.

Sunday, April 9, 2017

Help Me Out: Traditional or Roth IRA

retirement planning, traditional IRA, Roth IRA, 2016 taxes

We've just about wrapped up our 2016 taxes.  Finally.  The past few years we've been fortunate enough to be above the MAGI threshold to contribute to a Roth IRA.  Good problem to have, right?

Well, with 2016's taxes just about completed I was expecting us to be able to contribute to Traditional IRAs in order to lower our taxable income.  Apparently, that's not the case.  My understanding of the tax law is that we can only contribute a paltry amount, about $800 per IRA, because I had access to a 401k last year.  Nevermind the fact that I was laid off in April so I only had access to it for about 1/3 of the year.

Saturday, April 8, 2017

Weekly Roundup - April 8, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
And just like that the first week of April has come and gone.  It won't be long and we'll be back in the middle of earnings season which always has the prospects of unlocking some value in the stock market.  Of course now that I'm being quite active in the options market via my Rollover IRA I'm looking forward to the higher option prices centered around earnings releases.

Tuesday, April 4, 2017

13 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
SPDR S&P 500 (SPY), Nike (NKE), Volatility Index (VIX), Bank of America (BAC), Kroger (KR), Whole Foods Market (WFM), Colgate-Palmolive (CL), Gold Miners ETF (GDX), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Monday, April 3, 2017

Dividend Update Preview - March 2017 [Infographic]

Somehow time keeps marching forward whether we want it to or not and now the 1st quarter of 2017 is already in the books.  It still feels like it should be January or maybe early February to me, but here we are already in April.  The great thing though is that while time keeps moving, that also means that dividends keep rolling in.

Come check out how much these companies paid me to do absolutely nothing for the company!  That's the kind of work-life balance that I love!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for March 2017

*The Versum Materials (VSM) dividend increase was the initiation of their dividend since being spun-off from parent company Air Products & Chemicals (APD).  Therefore there are no percentages for the increase or cumulative raises received.

With the 1st quarter of 2017 in the books are you on track to meet your dividend goals for the year?

Let me know in the comments below.

Saturday, April 1, 2017

Weekly Roundup - April 1, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Blink and it's gone.  Somehow the first quarter of 2017 is officially over now that the calendar has turned to April.  That's hard to believe and yet it's true.

Wednesday, March 29, 2017

MasterCard Incorporated: A Classic Toll Road Moat

dividend growth investing, stock analysis, minimum acceptable rate of return
MasterCard Inc. (MA) Dividend Stock Analysis 2017
Toll roads. I hate paying the tolls, but they sure do make driving quicker and easier. However, businesses that are built on the toll bridge moat are typically cash cows that generate plenty of excess cash that can be returned to shareholders and make for ideal investments when purchased at sound valuations.
MasterCard's (NYSE:MA) business model is simple. Create a payment network. Get a large number of users, card holders, to use your cards. Get businesses to accept your payment network. Rake in profits. It's not quite that simple, but it's not much more complex than that.
The global payment processing market is largely a duopoly with Visa (NYSE:V) and MasterCard taking up the lion's share of all transactions. Around the globe the trend is for more transactions every year to be done without cash or checks. In my own life I can honestly say that I write about 3 checks per year with essentially every other purchase being made with my cards.
Dividend History
One of the first places that I go to determine the quality of a company is its dividend history. The dividend history gives quick insight into whether the company is growing as well as generating excess cash to send to shareholders.

dividend stock analysis, DIY, value investing, long term investing

Monday, March 27, 2017

12 More Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
SPDR S&P 500 (SPY), Nike (NKE), Volatility Index (VIX), Bank of America (BAC), Kroger (KR), Whole Foods Market (WFM), Colgate-Palmolive (CL), Gold Miners ETF (GDX), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, March 25, 2017

Weekly Roundup - March 25, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
Another week has come and gone.  I never really understood it when I was growing up whenever someone would tell me that time speeds up once you get old, but man does it ever.  It seems like every week and month goes by quicker and quicker with each passing year.  Oh to go back to the days where I didn't have a care in the world.

Friday, March 24, 2017

Dividend Growth Investing at Work - Getting In On The Ground Floor

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Versum Materials for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, March 22, 2017

Dividend Growth Investing at Work - Banking On Higher Dividends

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks JP Morgan for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.