Monday, January 30, 2017

8 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Lowe's Companies (LOW), Becton, Dickinson & Company (BDX), Visa, Inc. (V), McCormick & Company (MKC), Nike, Inc. (NKE), V.F. Corporation (VFC) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, January 29, 2017

Net Worth Update - December 2016

net worth, balance sheet, equity, financial independence
December 2016 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

The S&P 500 continued it's post Trump election march higher to end 2016.  During December the S&P 500 moved higher by 1.82%.  Since a large portion of my net worth is tied to the performance of the markets my net worth typically comes and goes with the markets, especially since we haven't been having additional savings to invest.  Of course pulling in over $860 in dividends certainly helped. 

For the month our net worth increased $2,329.40.

Dividend Growth Investing at Work - Unexpected Raises are the Best!

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Air Products & Chemicals for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Saturday, January 28, 2017

Weekly Roundup - January 28, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
My time as a stay at home dad is quickly coming to an end.  On February 1st I'll officially be back and ready to work...well physically at least, definitely not emotionally.  My goal for this weekend is just to enjoy as much time as I can spend with both my daughter and wife because things are about to change.  The past 9 months or so since I was laid off have been a much welcomed break from the pace of the previous years.  Years filled with constant coming and going, unfortunately much more going than coming to home, while out working in the oil fields.  In some ways I'm excited to get back out there because the work and pay is great and it also allows me the freedom to spend more time writing; however, I also know I'm going to be missing a lot at home since I won't be home every night.  

Friday, January 27, 2017

What to Expect from Starbucks Corporation


dividend growth investing, stock analysis, minimum acceptable rate of return
Starbucks Corporation (SBUX) Dividend Stock Valuation Analysis 2017
Peter Lynch is famous for popularizing the "buy what you know" investment strategy. Of course that quote requires a lot more than just buying the stock of the company that makes a product you buy; however, that doesn't mean that we can't use the "buy what you know" philosophy to get companies on our radar.

While I personally rarely get drinks from Starbucks Corporation (NASDAQ:SBUX) this is more of a case of "buy what your wife knows". My wife is a regular Starbucks drinker, more like once per week rather than the once per day, so I asked her some of the reasons that she prefers Starbucks over any of the other competitors.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Wednesday, January 25, 2017

3M Company: Quality? Check. Diversified? Check. A Buy? Nope.

dividend growth investing, stock analysis, minimum acceptable rate of return
3M Company (MMM) Dividend Stock Valuation Analysis 2017

3M Company (NYSE:MMM) has long been a favorite for dividend growth investors and there's a lot to like about the company. Many people know 3M as the maker of the Post It Note and Scotch Tape; however, they're much more than that.
Over the last year 3M generated over $30 B in revenue across their 5 business segments. 3M operates in the consumer space, electronics & energy, health care, industrial and safety & graphics. The great thing about 3M is that they have exposure to just about every economic sector and sub-sector imaginable. So when one business segment falls on hard times, such as the energy segment for the last year or so, the others are there to pick up the slack. Essentially when one or two operations are zigging the others are zagging. This has afforded 3M the ability to continue to grow over time since it's very rare to see every business segment struggle at the same time.
As a diversified technology company their moat firmly falls into the patents/secrets category. The secrets/patents moat style is one of my favorites because there is legal protection of the business from competitors.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Tuesday, January 24, 2017

11 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
J.M. Smucker Company (SJM), Stryker Corporation (SYK), Visa, Inc . (V), Union Pacific Corporation (UNP), Target Corporation (TGT), Lowe's Companies (LOW), McCormick & Company (MKC), CVS Health Corporation (CVS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, January 21, 2017

Weekly Roundup - January 21, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
As many of you know my wife and I made the decision that it was best for me to head back to work.  Everything kind of fell into place and I didn't even have to go searching for a job.  While it'll be good to get back to work, and maybe a good sign for the oil/gas sector that there is some increasing in drilling activity, it's also bittersweet because I'll be gone quite often and away from my wife and daughter.  Although I can't help but feel blessed that I was able to be home with her for over 6 months while being a stay at home dad.

Thursday, January 19, 2017

Decisions, Decisions

Analyzing the options of returning to work or being a stay at home dad

Life is always throwing curveballs at you.  One minute this is happening, the next there's something else coming down the line.

As many of you know the 9 months or so have been full of changes for me and my wife.  We went from me being the solo income earner while my wife was pregnant.  Then I was laid off in April and we were technically a ZERO income family for 6 months.  We welcomed our wonderful daughter to this world in July and my wife returned to work in October.  In the meantime I became a stay at home dad and have been taking care of our daughter since she was born.

Wednesday, January 18, 2017

Dividend Growth Investing at Work - Realty Income Strikes Again!

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Realty Income for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Tuesday, January 17, 2017

9 Option Moves To Boost My Investment Income and 1 Lottery Ticket

dividend growth investing, option strategy, call option, put option, income investing
Johnson & Johnson (JNJ), Visa, Inc. (V), Starbucks Corporation (SBUX), Halliburton Company (HAL), Realty Income (O), Coca-Cola (KO), Lowe's Companies (LOW), Volatility (VIX) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, January 14, 2017

Weekly Roundup - January 14, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
We're now just one week away from President Elect Trump is officially the next President of the United States.  Many seem to be expecting that the "Trump Rally" will come to an end once he's inaugurated and people start to get back to the fundamentals at hand.  That may prove to be true, but then again it might not.  Plus just because the markets are overvalued that doesn't mean that every company is overvalued. 

Friday, January 13, 2017

Dividend Growth Investing at Work - The First Raise of 2017 Goes To...

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Omega Healthcare Investors for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, January 12, 2017

Top 5 Rules of Dividend Investing

dividend growth investing, portfolios, stocks, dividends
Top 5 Rules of Dividend Investing

The following is a guest post from Dividend Appreciation.  Dividend Appreciation is a site dedicated to providing readers a clear path to a financially secure future with dividend paying stocks.


If you’re going to invest in dividend-paying stocks and create a portfolio, you’ll need a system. Discipline is often what sets apart investment performance over the long term. So, here are the five rules you must absolutely adhere to if you want to create a rock-solid portfolio:

Monday, January 9, 2017

5 Options Moves To Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Halliburton Company (HAL), V.F. Corporation (VFC), Stryker Corporation (SYK), McCormick & Company (MKC) & Becton, Dickinson & Company (BDX) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, January 7, 2017

Weekly Roundup - January 7, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
I don't know about all of you but I'm glad the holidays are over with.  Don't get me wrong I love getting together with friends and family, but it's the act of traveling that isn't quite as fun.  Especially when it's kind of a whirlwind tour and now with a nearly 6 month old in tow.  

Friday, January 6, 2017

Starting 2017 Off Right

dividend growth investing, option strategy, call option, put option, income investing
Nike, Inc. (NKE), Visa, Inc. (V), Johnson & Johnson (JNJ), Realty Income Corporation (O), Becton, Dickinson & Company (BDX) & CVS Health Corporation (CVS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Wednesday, January 4, 2017

Dividend Update - December 2016

dividend growth investing, financial independence, freedom, dividends
Dividend Update - December 2016
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.

Tuesday, January 3, 2017

Final 2016 Options Activity

dividend growth investing, option strategy, call option, put option, income investing
Stryker Corporation (SYK), J.M. Smucher Company (SJM) and Target Corporation (TGT) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Monday, January 2, 2017

Dividend Update Preview - December 2016 Infographic

Come look at how many dividends these excellent companies paid me in December just for owning a small piece of the company!  

The full breakdown will come later this week, but you can get the advanced look here!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for December 2016
How were your dividends in December?  Did you meet your dividend goals for 2016?

Let me know in the comments below.