Tuesday, February 28, 2017

Target Corporation: Searching For The One-Foot Bar

dividend growth investing, stock analysis, minimum acceptable rate of return
Target Corporation (TGT) Dividend Stock Analysis 2017
When you're struggling for investment ideas one of the best things you can do is to follow Peter Lynch's advice to "invest in what you know". While I personally don't shop at Target Corporation (NYSE:TGT) all that often, I can't say the same thing for my wife. Unfortunately for me, although a boon for Target, is that my wife rarely makes it out of the store without contributing $100 to Target's top line.

Of course, we can't just blindly follow the "invest in what you know" saying, rather we must use it to generate ideas and then did deeply into the company. If the company's financials are solid and most importantly the valuation is attractive only then can we follow through with the investment.
Dividend History
A company's dividend history can give you a good glimpse into the quality of the company in a historical sense. Company's don't just find themselves with a decades long streak of growing dividends; rather it takes the combination of a strong business model that continues to grow over time as well as a management team that is willing to reward shareholders with cash.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Monday, February 27, 2017

10 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Visa, Inc. (V), Johson & Johnson (JNJ), J.M. Smucker (SJM), V.F. Corporation (VFC), McCormick & Company (MKC), Digital Realty Trust (DLR), Flowers Foods (FLO), United Parcel Service (UPS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, February 26, 2017

Net Worth Update - January 2017

net worth, balance sheet, equity, financial independence
January 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

The "Trump Bump" hasn't showed any signs of stopping with the S&P 500 climbing higher by another 1.79% during January.  Despite a market that climbed higher we still showed a slight decline in out net worth primarily due to violating the most basic law of personal finance: income > expenses.  The $300 in dividends helped to soften the blow a little bit, but we really need to fix the simple problem.

For the month our net worth decreased $397.60.

Saturday, February 25, 2017

Weekly Roundup - February 25, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
I can honestly say I didn't expect to be reporting on this again, but here we are.  The Dow Jones Industrial Average set all time record high closes every single day this week yet again.  The streak dates back to February 9th and the DJIA has posted all-time highs for 11 consecutive days.  

During this 11 day run the DJIA has increased by over 750 pts for total appreciation of 3.8% from the day before the streak started.  Friday wasn't the typical kind of day with the DJIA in the red until last 17 seconds before it finally turned green.

Friday, February 24, 2017

Dividend Growth Investing at Work - A Raise Is A Raise No Matter How Small

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Wal-Mart for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, February 23, 2017

Idle Hands

dividend growth investing, option strategy, call option, put option, income investing
CVS Health Corporation (CVS), Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Wednesday, February 22, 2017

Wal-Mart Stores, Inc.: Can You Still Win With Wal-Mart?

dividend growth investing, stock analysis, minimum acceptable rate of return
Wal-Mart Stors, Inc. (WMT) Dividend Stock Analysis 2017
Wal-Mart Stores, Inc. (NYSE:WMT) is one of the great business success stories of all time. Over the last 60+ years, Wal-Mart has grown from one tiny store in Arkansas to a global retail giant with annual sales approaching half a trillion dollars. For some perspective that's more than the entire GDP of countries such as Belgium and Poland.

Wal-Mart is scheduled to release 4Q and full-year earnings this week which made me want to re-examine the company as a potential investment. Especially since shares are currently offering a 10% free cash flow yield based on the TTM.
Dividend History
The dividend history of a company can give a quick glimpse into the quality of said company. Decades long dividend growth streaks don't just happen by accident. Rather they require the combination of a high-quality business model with a management team that is willing to reward shareholders with cold, hard cash.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Tuesday, February 21, 2017

Dividend Growth Investing at Work - Rising Stock Market Leads to Rising Dividends

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks T. Rowe Price for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, February 20, 2017

9 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Visa, Inc. (V), Johson & Johnson (JNJ), J.M. Smucker (SJM), V.F. Corporation (VFC), McCormick & Company (MKC), Digital Realty Trust (DLR), Flowers Foods (FLO), United Parcel Service (UPS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, February 19, 2017

Dividend Growth Investing at Work - Another Classic from this Champion

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Coca-Cola for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Saturday, February 18, 2017

Weekly Roundup - February 18, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
The markets sure had a phenomenal week.  The Dow Jones Industrial Average set all time record high close every single day this past week.  In fact the streak of consecutive record highs dates back to February 9th.  What exactly does this mean?  The hell if I know.  Over the long term these highs will surely be eclipsed again and again, but as far as next week?  Your guess is as good as mine.

Friday, February 17, 2017

Dividend Growth Investing at Work - A Hidden Increase

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks PepsiCo for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, February 16, 2017

Cisco Systems: A True Cash Cow

dividend growth investing, stock analysis, minimum acceptable rate of return
Cisco Systems, Inc. (CSCO) Dividend Stock Analysis 2017
Since peaking during the late 1990s during the dot-com boom, Cisco Systems' (NASDAQ:CSCO) share price has largely gone nowhere. In fact, the share price is still less than half of what it was during the excesses of the time. That serves as a reminder to always pay attention to valuation in regards to the fundamentals of the business when making any investment.
Cisco has continued to chug along slowly, but surely and has transformed itself into a blue-chip tech company. In 2011, Cisco initiated a dividend and has grown it every year since. With earnings on tap this week, as well as a likely dividend increase, I wanted to examine Cisco to see if some of my investment capital needs to be devoted to this cash cow.
Dividend History
A company's dividend history gives a great glimpse into the strength of the company. It takes a high-quality company that successfully defends and grows its business over time as well as a management team that is willing to reward shareholders with cold, hard cash. That doesn't happen by accident.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Wednesday, February 15, 2017

Refresh Your Portfolio With Some PepsiCo Inc.

dividend growth investing, stock analysis, minimum acceptable rate of return
PepsiCo. Inc. (PEP) Dividend Stock Analysis 2017
For many dividend growth investors, myself included, consumer staples are one of the larger sectors within their portfolio. That's for good reason too because companies that fall under the consumer staples sector typically fall within the "sweet spot" of the yield and growth balance while also providing stability to the portfolio. Consumer staples businesses typically aren't as correlated with the health of the economy as a whole which leads to lower volatility in their operations.

A behemoth in the consumer staples sector is PepsiCo, Inc. (NYSE:PEP). One of the reasons that I like the business is that not only do they have diversification within the drinks sector between carbonated soft drinks, juice, tea, coffee sports drinks and much more under their control they also have exposure to some of the best selling brands in the snacks aisle. Think Lays, Ruffles, Doritos, Fritos, Cheetos and much more. PepsiCo also owns Quaker foods giving them access to the breakfast market as well.
It's been a while since I've looked at PepsiCo for a bolt on purchase to my existing position so I wanted to check up on how the company is performing as well as the valuation of the company.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Tuesday, February 14, 2017

5 Tips For Reaching Financial Independence Through Full Time Day Trading

financial freedom, financial independence, day trading
Ahh the rat race. No matter where you go around the world, just about everyone is part of it. We are all racing to find our selves a way to achieve financial independence. One way to do this that many have been looking to lately is day trading. The truth is that building financial independence through day trading is possible, but it will take some effort. Today, we'll talk about why day trading is a great way to achieve financial independence, and the steps that you'll need to take in order to do so.

Monday, February 13, 2017

5 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
The Walt Disney Company (DIS), Nike, Inc. (NKE), CVS Health Corporation (CVS), PepsiCo, Inc. (PEP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, February 11, 2017

Weekly Roundup - February 11, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
It's been a busy week in my world with lots of changes.  The big one being me heading back to work.  After much thought and deliberation, and of course some fortunate timing, it just made sense to return to work.  It will allow my wife and I a lot more freedom financially although it comes with the big drawback of being away from home.  Life is always about trade-offs.

Thursday, February 9, 2017

Dividend Growth Investing at Work - An Early Valentine's Gift

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks 3M Company for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, February 8, 2017

Who's The Fairest Of Them All? The Walt Disney Company

dividend growth investing, stock analysis, minimum acceptable rate of return
The Walt Disney Company (DIS) Dividend Stock Analysis 2017
Even now as I approach my mid-30s I still remember watching Disney movies as a kid. I also remember when we went to Disney World when I was 5. As a new father, I'm looking forward to watching movies with my daughter and eventually taking her to Disney World to create memories for her.
That's the power of The Walt Disney Company (NYSE:DIS). They're a well-oiled machine in the media industry that is built upon families creating and sharing in memories together for generations.
Dividend History
If I could only use one metric to assess a company's quality their dividend history would be high on the list. You won't find low quality companies that just wander their way into a lengthy dividend growth streak; rather it takes the combination of a management that is willing to reward investors with cash and most importantly a quality company that can protect and grow their business.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Tuesday, February 7, 2017

That's How I Roll

dividend growth investing, option strategy, call option, put option, income investing
Target Corporation (TGT), United Parcel Service (UPS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Monday, February 6, 2017

6 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Becton, Dickinson & Company (BDX), Johnson & Johnson (JNJ), Visa, Inc. (V), Lowe's Companies (LOW), Starbucks Corporation (SBUX) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, February 4, 2017

Weekly Roundup - February 4, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
It's been a much quieter week than normal.  As many of you know I'll be heading back to work shortly, I was actually available starting 2/1 but the job I'm going on should start up this weekend.  With all that in mind our daughter started day care this week so she could kind of transition into day care as opposed to just going straight into it after always being with either my wife or myself for the past 6 months.  That's made it much quieter around the house and while my productivity has increased some I miss the constant noise.  

Friday, February 3, 2017

Dividend Update - January 2017

dividend growth investing, stocks, financial independence
Dividend Update - January 2017
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.


Thursday, February 2, 2017

Should You Buy Visa Inc. Ahead Of Earnings?

dividend growth investing, stock analysis, minimum acceptable rate of return
Visa, Inc. (V) Dividend Stock Analysis 2017
Visa, Inc. (NYSE:V) has one of the best business models out there. Unlike some of their competitors they have no risk of default from the consumers that use the Visa branded cards. Rather, they take a small percentage of every transaction that runs across their network.
The business model has served them well over time and Visa is able to generate plenty of excess cash. Even better is that Visa's capital expenses are essentially the same whether they add 10 new merchants or 10,000 to their network. The cost to Visa doesn't really change meaning almost every dollar that they generate flows straight to the bottom line.
Let's take a deeper look at Visa the business to see what makes it such a great company and then look to see if there's a 1-foot bar to step over or if you're having to jump over a 10-foot bar with an investment in Visa.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Wednesday, February 1, 2017

Dividend Update Preview - January 2017 Infographic

I don't know about all of you, but I can't believe that we're already in 2017 let alone done with the first month.  While time stops for no one, the good thing is so far neither do these dividends.

Come check out how much these companies paid me to literally sit at home and do nothing for the company!  That's the kind of relationship I love!

The full breakdown will come later this week, but you can get the advanced look here!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for January 2017

How were your dividends in January?  Is 2017 getting off to a good start?

Let me know in the comments below.