Wednesday, March 22, 2017

Dividend Growth Investing at Work - Banking On Higher Dividends

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks JP Morgan for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Tuesday, March 21, 2017

General Mills: Only A Buy If...

dividend growth investing, stock analysis, minimum acceptable rate of return
General Mills, Inc. (GIS) Dividend Stock Analysis 2017
If I could choose just one sector to invest in for the next 30 years, the consumer staples would be high on that list. Consumer staple companies are great because the products are naturally consumed over time leading to repeat sales. They also offer inflation protection over the long run.

General Mills (NYSE:GIS) has long been a staple in kitchens around the world. Some of the brands in their portfolio include Cheerios, Pillsbury, Green Giant, Yoplait, Nature Valley and many more. Over the years General Mills has grown into a company with a global reach generating around 40% of annual sales outside of the United States.
Dividend History
My primary investment focus is on dividend paying AND growing investments. I like capital gains, but I love getting cold, hard cash deposited to my account every month. As such, a company's dividend history is one of my first stops when analyzing a potential investment. Companies don't reach decades long dividend growth streaks on accident, rather it takes the combination of a defensible business model and a management that is committed to returning excess cash to shareholders.

dividend stock analysis, DIY, value investing, long term investing

Monday, March 20, 2017

12 Option Moves to Boost My Investment Income New

dividend growth investing, option strategy, call option, put option, income investing
Lowe's Companies (LOW), United Parcel Service (UPS), V.F. Corporation (VFC), Nike, Inc. (NKE), MasterCard (MA), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, March 18, 2017

Weekly Roundup - March 18, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
In probably one of the least surprising moves this week the Fed raised their target rate by another 0.25%.  While the increase wasn't much of a shocker, I have to say I was a bit surprised by the moves in the markets.  Just about everything started going up after the announcement: stocks, bonds and gold.  Even REITs, a bond proxy, had some decent moves higher after the interest rate increase was official.  All that goes to show you that no one knows anything about the short term direction of the markets.

Friday, March 17, 2017

Dividend Growth Investing at Work - Realty Income to the Rescue

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Realty Income for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Wednesday, March 15, 2017

Keep Rolling, Rolling, Rolling...What

dividend growth investing, option strategy, call option, put option, income investing
Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX), Target Corporation (TGT), Nike, Inc. (NKE), Realty Income (O), Digital Realty Trust (DLR), SPDR S&P 500 (SPY) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Tuesday, March 14, 2017

Net Worth Update - February 2017

net worth, balance sheet, equity, financial independence
February 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

February sure was an interesting month with the DJIA setting all-time records on 65% of the possible trading days during the month.  That's crazy.  The S&P 500 climbed higher by 3.7% during hte month which helped to boost up the asset side of the net worth equation.  Of course the $275 in dividends helped too.

For the month our net worth increased $5,061.37.

Monday, March 13, 2017

7 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Lowe's Companies (LOW), United Parcel Service (UPS), V.F. Corporation (VFC), Nike, Inc. (NKE), MasterCard (MA), Union Pacific (UNP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Saturday, March 11, 2017

Weekly Roundup - March 11, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
It sure feels great to be back home with my wife and daughter after being gone for a month.  It's amazing to see all the changes that my daughter has undergone in that time.  Before I left she wasn't really even trying to crawl and now she's a pro and never stops moving except when she's eating or sleeping. 

Thursday, March 9, 2017

Dividend Growth Investing at Work - Canadian Dividend Increases Work Too

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Toronto Dominion for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Tuesday, March 7, 2017

Dividend Update - February 2017

Dividend growth investing is a simple, straight-forward strategy for the average Joe investor.
Dividend growth investing is a simple, straight-forward strategy for the average Joe investor.
It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.


Monday, March 6, 2017

14 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Target Corporation (TGT), Exxon Mobil (XOM), Union Pacific (UNP), Realty Income (O), Pfizer (PFE), Nike (NKE), Visa (V), Lowe's (LOW), Cisco (CSCO), CVS Health (CVS), V.F. Corporation (VFC) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, March 5, 2017

Dividend Growth Investing at Work - A B&M Retailer That's Doing Just Fine

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Ross Stores for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Saturday, March 4, 2017

Weekly Roundup - March 4, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
The DJIA average consecutive all-time high streak is officially over.  That was an absolutely crazy run that the markets went on.  All told the DJIA posted 12 consecutive trading days where it ended at all-time highs.  For those keeping track at home there were only 19 trading days in the month and the DJIA hit all-time highs on 63% of those days.  

I was hoping that March would bring some relief to the constant upward move in share prices, but based on the first few days that doesn't seem to be the case.

What exactly does all of this mean?  Nothing really.  The price of any investment is irrelevant without examining the relationship to the actual value.  Despite the markets' epic run through February, and since Trump's election, you still always need to pay attention to the most basic principle of investing: price < value.

Friday, March 3, 2017

Dividend Growth Investing at Work - Loonies Are Great Too

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks ScotiaBank for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, March 2, 2017

Lowe's: A Total Return Candidate For The DGI

dividend growth investing, stock analysis, minimum acceptable rate of return
Lowe's Companies, Inc. (LOW) Dividend Stock Analysis 2017
Brick-and-mortar retail has taken it on the chin from the e-commerce giant Amazon (NASDAQ:AMZN). However, one retail segment that I believe to be insulated from the e-commerce surge is the home improvement stores. I'm not a home repair expert by any means, but if I need hardware or supplies, I typically need them now, not two days from now. I also want to be able to feel any of the tools in person rather than base my purchase decision on pictures and online reviews.
Under that premise, I wanted to take a look at one half of the effective hardware/home improvement duopoly, Lowe's Companies, Inc. (NYSE:LOW). Lowe's valuation never seemed to line up with my available cash; however, since rolling over my 401(k), I'm now flush with cash and looking for long-term investment opportunities.
Dividend History
As a dividend growth investor, one of the first places I go when I want to analyze a company is its dividend history. The dividend history can tell you a lot about the strength of the business. Companies don't find themselves in the midst of a decades-long dividend growth streak by happenstance. Rather it takes the combination of a high-quality business model and a management team that is committed to rewarding shareholders with cash.

dividend stock analysis, DIY, value investing, long term investing

Wednesday, March 1, 2017

Dividend Update Preview - February 2017 [Infographic]

Another month down and another month of dividends are in the books.  It was far from a record setting month for myself, but things are starting to trend back in the right direction after 2016's year of changes.  Of course it doesn't hurt that I received 7 dividend increases during the month as well!

Come check out how much these companies paid me to literally sit at home and do nothing for the company!  That's the kind of work-life balance that I love!

dividend growth investing, dividends, stocks, investing, financial independence
My real-life portfolio monthly dividend update for February 2017

How were your dividends in February?  Two months through the first quarter are you set up for a great start to the year?

Let me know in the comments below.