My personal finance journey didn’t really start until I was laid off from my job in January of 2010. I had always been a good saver but never really kept track of anything until I was no longer working. That’s when it hit me that I need to make sure my financial house is in order for peace of mind more than anything.
Until I found my current job my journey had pretty much flatlined, but that’s expected when money is only going out and not coming in. After starting this job I started to try and save as much as possible and started paying off the debts that I did have. Recently I’ve started to try and really focus on the debts which I am glad to say should be paid off sometime late in 2012. It all depends on how often I’m able to work. My retirement investments are the main source of my asset increases as of now. Once the debt is gone I’ll be saving more money in my after-tax dollars than I will be saving for my 401k. I’m excited for that point because my ultimate goal is to be able to “retire” debt free by 40. I have a long way to go but it’s definitely possible. I've begun to invest in a taxable brokerage account to build up my freedom fund where I no longer have to work for money.
I’m engaged to a wonderful fiancée and we will be getting married in June of 2012. Thanks to my wonderful job and financial discipline we’ll be paying for the wedding and honeymoon in cash, well actually on credit card to get the rewards and then pay off. I can’t wait for my new life with Lynsy to start in June and for our journey to continue.
For more of my story check out "How Getting Laid Off was the Best Thing for my Finances"