November ended up being a solid month for my net worth considering it was down pretty low due to the markets during part of the month. For the month I ended up with just under a $9,000 increase. About $1,300 was from 401k contributions and the company match the rest came from after-tax savings, interest on savings, dividends and market fluctuation.
Current Assets: $163.724.19
Curent Liquid Assets: $70,460.92
Current Debts: -$16,975.43
Net Worth: $146,748.73
With the markets taking a big decline during the month and more of my net worth being tied to market performance my net worth was on pace for a very low increase for the month. Luckily the markets improved towards the end of the month and brought me to almost a $147k net worth. I now only need a $3,251.24 increase in net worth during December to reach my updated goal of a $150k net worth. As long as the markets don't completely fall apart I'll be able to hit this mark. I'll have another $1,400 added to my 401k and ESPP so a good chunk of that is already spoken for, plus I'm budgeted for another 70%+ after-tax savings rate. It's exciting to see all the progress on the net worth. It's so much more than I expected when I originally set my goals for the year.
My savings rate for November ended up at 83.00%. This is now my 4th month with a 80%+ savings rate from my take-home pay. My average savings rate increased from 76.65% to 77.23% including November. My emergency fund currently sits at $8,548.03 which cover 6.00 months of my average minimum expenses for the year. I need to beef up my emergency fund just a little bit more, but my plan right now is to take my extra savings from each month and add that to my emergency fund as well as any interest I receive so it's a slow add for now.
YTD my net worth has increased 113.41%. For the month, my net worth increased 6.52%.