Wednesday, September 16, 2015

Dividend Update - August 2015

August was a pretty rough month for my wife and I but one silver lining is that our portfolio continued to just march on without us having to pay any attention to it.  The companies we own continued to work day in and day out even though my wife and I took a break from the real world and escaped up to Colorado for about a week and a half.  Since we're now into September and I'm hopefully going to get back into a groove with work and writing it's time to finally get my dividend update out for August.  Finally it's time for my favorite monthly update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits and I hope can help inspire you to take control of your own finances and invest to build a passive income stream.  What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and opens up all sorts of possibilities.  You can check my dividend income or progress page to see what dedication to an investment plan can give you.

I received a total of $408.30 in dividends in my FI Portfolio in August and a total of $3,541.45 YTD.  Dividends received in my FI Portfolio for August showed a solid 9.1% increase from May of this year and a solid 25.9% growth compared to August 2014.  Unfortunately I still don't own any companies that pay in the second month of each quarter within my Roth IRA so there was a big fat zero from that account.  However, I did receive $1.20 from my Loyal3 portfolio that I started back in August 2014.  Over the last three months I've received $1,503.12 in dividends which amounts to an extra purchase each quarter from dividends alone.  That's how you build wealth with dividend growth investing.

Forward 12-month dividends for my FI Portfolio ended August at $5,957.17 which is about a $100 increase from the end of May thanks to dividend increases and investments.  Adding in my Loyal3 Portfolio's forward dividends of $57.62 brings my total taxable accounts' forward dividends to $6,014.79.  Forward dividends for my Roth IRA remain unchanged at $267.42.

The following chart shows the monthly dividend totals of my FI Portfolio only for each year that I've been investing as well as the monthly average.  It's not always an increase as some companies have weird payout schedules and eventually some positions will get dropped, but the long-term trend is what matters.  My monthly average YTD is at $442.68 which is a solid $63 increase from my average for 2014.  With more contributions/investments and expected dividend increases the gap should continue to widen.

FI Portfolio - Dividend Income
Company Dividend Amount DRIP Shares
Procter & Gamble (PG) (Full Analysis Here) $45.35 --
AT&T (T) $24.01 --
Kinder Morgan Inc. (KMI) $107.04 --
Air Products & Chemicals (APD) $14.97 --
Realty Income (O) $17.42 --
HCP Inc. (HCP) $45.85 --
General Mills (GIS) $28.72 --
Verizon (VZ) $23.65 --
Starbucks (SBUX) $8.99 --
YUM Brands (YUM) $17.26 --
Deere & Company (DE) $36.15 --
Omega Healthcare Investors (OHI) $38.89 --
May Total $408.30
2015 Total $3,541.45

I've updated my Dividend Income page to reflect August's changes.

Image courtesy of Stuart Miles on


  1. JC,

    Hope you and your wife are doing a little better these days. You guys have definitely had a rough time lately. So sorry about that.

    But you're right in that the silver lining here is that those companies kept on pumping cash flow your way. If nothing else, it's one less thing to stress about when you've got bigger things going on.

    Better and brighter days ahead, my friend!


    1. Jason,

      It's better but it definitely comes in waves. Some days are much harder than others.

      It's been nice to go back and check my brokerage activity and see the dividends rolling in and September has been a great month for increases as well which I hope to write about soon. Even better will be when work doesn't HAVE to be a priority. We could easily do just fine for several years with neither of us working but we also don't want to just give up on the last 4 years of investing either so work is, unfortunately, in the forefront.

      Thanks for stopping by!

  2. Hey JC. It's nice to hear from you. Thank you for the post. Tomorrow is a brand new day. Hope everything will be alright. Take care you 2.

    1. Hustler,

      I do have to say it's good to be back at work and hopefully starting to write more again. It's a nice distraction but that's all it is is a distraction.

      Thanks for stopping by!