Dividend Update - November 2018

Dividend Update - November 2018

It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.

November was a nice steady as she goes month for dividends.  No big jumps, but it was a nice solid month.  My FI Portfolio produced $303.35 in dividends during the month.  While my Folio First portfolio chipped in another $1.84.  My Roth IRA skipped the mid quarter month as per usual and therefore was a big, fat $0.  Across all 3 accounts my investments produced $305.19 in income for November.

FI Portfolio

As I mentioned above my FI Portfolio produced $303.35 in dividends last month.  Compared to August that's a 1.0% increase.  The year over year increase is still looking really strong at 16.3%.

What I think really shows the power of dividend growth investing is that the YTD, through November, total for 2018 is $490 higher than 2017.  That's a healthy 10.3% bump and has mostly been due to dividend growth and reinvestment rather than new purchases.

Roth IRA Portfolio

My Roth IRA was a no-show, as per usual, for the middle month of each quarter.  YTD dividends remain at $307.24.

Dividend Raises During the Month

The pay raises just keep on coming.  November saw another 2 dividends being raised up among my FI Portfolio positions.  You mean a company I own a piece of, albeit tiny, wants to pay out more of their profits to me just because I own part of the company?  Sign me up!  

Combined those 2 companies boosted my forward 12-month dividends by $1.90.  Through the end of November I've had 54 announced raises from 46 of the companies that I own combining to increase my forward 12-month dividends by $465.27.

What's really amazing is that organic dividend growth this year has already surpassed 2017's total of $267.57 by 74% with one month to go.

Looking Forward

My forward 12-month dividends for my FI Portfolio ended November at $6,718.71 while my FolioFirst forward dividends are at $91.28.  That brings the total taxable account forward 12-month dividends to $6,809.99  My Roth IRA's forward-12 month dividends increased to $401.49 due to a dividend increase.  Across all 3 accounts, assuming no dividend cuts or position size changes, I can expect to receive at least $7,211.48 in dividends over the next year.

Monthly Average

Below is the chart showing the monthly dividend totals for each year that I've been investing as well as the monthly average.  It's not always an increase as some companies have weird payout schedules, as we saw above, and eventually some positions will get dropped, but the long-term trend is what matters.  

The rolling 12-month monthly average for my FI Portfolio is at $514.23 per month which is a solid $41 above 2017's monthly average of $473.37.  For the home gamers that means over $6k of dividends for the TTM!

Monthly Comparison of Dividends Received From FI Portfolio

Dividends Received Breakdown

Dividends Received Breakdown November 2018

I've updated my Dividend Income page to reflect November's changes.

With just one month to go how are you looking on your dividend goals for 2018?

Let me know in the comments below!