Monday, July 27, 2015

Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Saturday, July 25, 2015

Weekly Roundup - July 25, 2015


The S&P 500 is up a little less than 1% so far in July, but it sure feels like there's a lot more companies trading for better valuations right now.  This past week I initiated a new position in Hershey (Full Stock Analysis Here) which I'd love to add more to.  I also made another purchase towards the end of the week as well that I'll get the details out about over the next couple of days.  There's just a lot more companies that are looking attractive here.  Union Pacific, 3M, Toronto-Dominion, T. Rowe Price Group, and  Johnson & Johnson.  I know my plan is to not add to many more companies to my portfolio but there's some other intriguing options out available right now with J.M. Smucker, Caterpillar, Eaton, and BlackRock.  Despite the markets continuing to inch higher, there's still opportunities available for the value and dividend growth investor.  What companies have you been buying?  Are any of these companies on your watchlist?

Thursday, July 23, 2015

Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Wednesday, July 22, 2015

Dividend Growth Investing at Work - A Trifecta of Raises


Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who really doesn't like getting a raise for doing nothing?

Tuesday, July 21, 2015

Building an Empire with PepsiCo Inc.

Earlier this month, PepsiCo Inc. (NYSE:PEP) announced Q2 earnings which they knocked out of the park with a beat on both the top and bottom line. PepsiCo has 22 different brands that generate over a billion dollars in annual revenue. Even better is that those 22 brands are well diversified coming from carbonated soft drinks, orange juice, tea, coffee, and chips. PepsiCo's numbers are currently being hurt due to currency exchange due to the strength of the US dollar but eventually the US dollar will lose some of its strength, leading to increased profits above organic growth seen by the company. PepsiCo's shares closed trading on Friday, July 17th at $96.78, giving a current yield of 2.90%.

The following tables/graphs are taken from my personal stock analysis spreadsheet. Data for the stock analysis was sourced from PepsiCo Inc.'s investor relations page, Morningstar, and Yahoo Finance.

Historic Growth Rates: 

Historically, owners of PepsiCo have earned solid returns. According to longrundata.com, PEP has delivered investors a total return of 132.0% or 8.8% annualized returns over the last 10 years. Those numbers are market returns at specific snapshots in time and aren't necessarily indicative of the business results over the same time period. Looking at the historic growth rates for per share dividends, earnings, revenue, and free cash flow gives a better idea of the true operational results that PepsiCo has delivered.

Continue reading the PepsiCo stock analysis on Seeking Alpha.  For more stock analyses check out this page.

Monday, July 20, 2015

Exclusive Club: Members Only!

In a recent post by Income Surfer, he mentioned that his recent purchase would immediately be joining the $500 club meaning that the position would provide $500 per year in dividends.  I think that's a pretty prestigious club for a holding to be in because it generally means that you have a lot of conviction in the future of the company.  So that got me wondering how many members of my portfolio belong to the different milestone clubs.  Let's start with some general information before I narrow down my portfolio to the undisputed dividend champ.  I own 51 different companies within my FI Portfolio, excluding my employers stock, and those companies will provide $5,997.39 in forward 12-month dividends.  Each club level is inclusive of clubs in a higher level, i.e. a company that provides $205 in annual dividends will show up in the $100 Club and the $200 Club.

Saturday, July 18, 2015

Weekly Roundup - July 18, 2015


I'm back home now and now that means it's back to the grind with our son, Luke.  They had him medically paralyzed for about a week to let his body relax and build up some strength and lifted that on Thursday.  The unfortunate side effect of him being paralyzed is that his fluid balance gets out of whack and he starts to swell up.  And the worst part about that is that almost all of the swelling is in his head because of the way his vasculature is which just makes it extra uncomfortable.  So we've made a few changes to his ventilator settings and so far so good since taking off the paralysis.  He still has some issues but it's nowhere near like it was before.  Now we just need to hope that Luke has a great weekend.  For some reason he seems to not enjoy weekends and tends to act up then.

June ended up being a stellar month for me.  I ended up crossing over 1,000,000 total pageviews for Passive-Income-Pursuit and also had my best month of "non-work" income.  Between dividends, interest, and writing I earned over $1k in income that's not related to my regular job.  I know I'm not at the point where I can repeat that month after month, but eventually I'll get there.  And doing it even once is amazing to me.  I hope to continue the writing from this past week and keep that momentum going over the second half of July.  I've got lots of ideas for posts, as well as some stock analyses to write, and if Luke will be stable I'll be able to get more a lot more done.

Friday, July 17, 2015

Net Worth Update - June 2015


While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.  It's been a while since my last update which was all the way back in March.  Since then my net worth has decreased $738.77.  Although all of the loss was due to June's poor showing with almost a $8.7k decrease alone which wiped out the gains from April and May.

Thursday, July 16, 2015

Dividend Growth Investing at Work - Cummins Continues to Keep the Dividend Engine Running


Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who really doesn't like getting a raise for doing nothing?

Wednesday, July 15, 2015

Does The Coca-Cola Company Still Have The Recipe For Out-Sized Returns?

There's no mistake that one of the greatest wealth creators of the last century is The Coca-Cola Company (NYSE:KO). With 20 different beverage brands generating over a billion dollars in annual revenues they are the envy of plenty of companies. Especially when you consider that most of their profits are generated from water, sugar, and flavoring. That's a truly tremendous feat. They also have a vast distribution network which is the strength of their company with access to over 200 different countries around the world. Coca-Cola Company also belongs in the exclusive club of 50+ consecutive years of dividend increases. Shares closed trading on Friday, July 10th at $40.39 giving a current yield of 3.27%.

The following tables/graphs are taken from my personal stock analysis spreadsheet. Data for the stock analysis was sourced from The Coca-Cola Company's investor relations page, Morningstar, and Yahoo Finance.

Historic Growth Rates:

Historically, owners of Coca-Cola Company have earned solid returns. According to longrundata.com, KO has delivered investors with a total return of 152.8% or 9.7% annualized returns over the last 10 years. Those numbers are market returns at specific snapshots in time and aren't necessarily indicative of the business results over the same time period. Looking at the historic growth rates for per share dividends, earnings, revenue, and free cash flow gives a better idea of the true operational results that Coca-Cola has delivered.

Continue reading The Coca-Cola Company stock analysis over at Seeking Alpha.  You can also find the rest of my stock analysis reports on my stock analysis page.

Tuesday, July 14, 2015

Dividend Growth Investing at Work - Walgreens Boots Alliance


Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who really doesn't like getting a raise for doing nothing?

Monday, July 13, 2015

Blog Milestone - 1,000,000 Lifetime Views!!!



Thanks a million to all of you!  In late June I crossed over the 1,000,000 lifetime pageviews, so I can officially say that I'm a millionaire at something.  The first million is the hardest, right?  I know it hasn't been the fastest that a blog has been able to reach a million views but I can honestly say it's been a lot faster than I expected.  Especially after the painfully slow start.  Don't believe me?  Here's a chart of all my monthly pageviews as well as the cumulative total.  I didn't cross the 100,000 lifetime views until my 20th month.  

Saturday, July 11, 2015

Weekly Roundup - July 11, 2015




Well, the stock markets went everywhere and nowhere this past week.  With Greece, China, Fed interest rate hike and maybe just because it's the summer, the stock markets went on a wild ride this past week.  But the important thing to remember is that just because the share prices of companies you own change that doesn't mean there's commensurate changes in the outlooks of said companies.  It's not very often that a company's prospects can change by billions of dollars over the course of a few days; however, if you look at the stock quotes that's exactly what you see.  Unfortunately I wasn't able to take advantage of the market volatility because I was out of cash in my brokerage account.  By the time I was able to move some funds around it was too late and the markets had recovered some taking away a lot of the value that was presenting itself.  Oh well, I'm sure we'll have a catastrophe of the week next week to unlock some more of that value.


Friday, July 10, 2015

Sweetening Your Portfolio With The Hershey Company Dividends

The Hershey Company (NYSE:HSY) has a rich history of rewarding shareholders with growing profits and increasing dividends. The Hershey Company gets overlooked to their short dividend growth streak of 5 years after holding the dividend steady during the financial crisis. After reduced guidance for FY 2015 along with struggling expansion into the Chinese market, the share price is down over 13% YTD which has brought the valuation down to a better territory. The Hershey Company closed trading on Thursday, July 2nd at $90.04 giving investors a current yield of 2.38%. 

The following tables/graphs are taken from my personal stock analysis spreadsheet. Data for the stock analysis was sourced from The Hershey Company's investor relations page, Morningstar, and Yahoo Finance.

Historic Growth Rates: 

Historically, owners of Hershey Company have earned decent returns. According to longrundata.com, HSY has delivered investors with a total return of 84.1% or 6.3% annualized returns over the last 10 years. Those numbers are market returns at specific snapshots in time and aren't necessarily indicative of the business results over the same time period. Looking at the historic growth rates for per share dividends, earnings, revenue, and free cash flow gives a better idea of the true operational results that Hershey has delivered.

Continue reading The Hershey Company stock analysis here. Also, you can find the rest of my stock analysis reports here.

Wednesday, July 8, 2015

Will United Parcel Service, Inc. Continue to Deliver the Dividends?

United Parcel Service (NYSE:UPS) is a dividend contender with 6 consecutive years of dividend growth. The company generate revenues through both delivery of goods and supply chain management. Its vast network gives it an advantage for companies looking to expand their own product lines within new markets. United Parcel Service closed trading on Thursday, July 2nd at $97.20, making for a current yield of 3.00%.

The following tables/graphs are taken from my personal stock analysis spreadsheet. Data for the stock analysis was sourced from United Parcel Service's investor relations page, Morningstar, and Yahoo Finance.

Historic Growth Rates:

Historically, owners of United Parcel Service stock have earned decent returns. According to longrundata.com, UPS has delivered investors a total return of 84.6%, or 6.3% annualized returns, over the last 10 years. Those numbers are market returns at specific snapshots in time, and aren't necessarily indicative of the business results over the same time period. Looking at the historical growth rates for per share dividends, earnings, revenue, and free cash flow gives a better idea of the operational results that United Parcel Service has delivered.

Continue reading the United Parcel Service, Inc. stock analysis here.  Also, you can find the rest of my stock analysis reports here.

Monday, July 6, 2015

Dividend Update - June 2015


It's the end of one month so it's time for my favorite update: my dividend update.  These updates reflect all dividends that I receive through my investing pursuits.  I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress page to see what dedication to an investment plan can give you.

Sunday, July 5, 2015

Weekly Roundup - July 5th, 2015



This past Saturday was the 4th of July and in the United States of America that means it's Independence Day.  I'm so lucky to be able to live in a country that grants me the freedoms to pursue just about anything I want.  While there's a common date that we share to celebrate the independence of our country, we're all working towards our own independence day: our financial independence day.  We'll each have our own unique day because we are all in different situations and have different means and capabilities to get there, but when you combine consistent living below your means and investing your savings into some of the of the best dividend paying/growing companies in the world, you'll eventually reach that magical crossover point.  That's when you are truly independent!

This past week was very bittersweet.  I knew I'd have to go back to work soon, but of course I didn't want to because of the issues with our son Luke.  If you want to follow along with his story check out his blog at babylukeblog.wordpress.com.  Overall I'd say his situation has slightly improved but that doesn't meant the rollercoaster has evened out any.  One bonus to me being at work is that I'll be writing a lot more consistently which is a nice benefit to my current job.  So you can expect to see more content coming out while I'm at work.  Another benefit is that it means I'll be having a lot more income coming in which means there's more money to save and invest.  I've still been investing over the last few months but at a much slower rate than I normally would be in more certain times.

Friday, July 3, 2015

Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Wednesday, July 1, 2015

Dividend Growth Investing at Work - Keeping Your Portfolio Healthy with Medtronic


Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who really doesn't like getting a raise for doing nothing?

Monday, June 29, 2015

Recent Buy...Again


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Saturday, June 27, 2015

Weekly Roundup - June 27, 2015



As per usual this week was very up and down.  Luke continues to befuddle the doctors since he rarely does anything that follows any text book.  For starters, in normal babies if you increase the amount of oxygen they are receiving the oxygen their bloodstream will then increase.  Well, not if you're Luke because his body decided a few months back that no longer works for him.  That's just one of the many things that Luke is writing in his own book on patient care.  If you've been following Luke's story he's back to having his full on clamp down episodes where he sometimes has to pass out before his body will relax and he can recover.  The weirdest thing about it all is that some are unprovoked as far as looking at him but you can tell from the monitors that are hooked up to him that there's a chance it's going to be that bad.  But sometimes they aren't.  And the weirdest thing is that this was happening last Thursday and Friday but then stopped until Thursday of this week despite no changes being made to any of his medications, ventilator support or anything really other than increasing the amount of milk/formula that he gets.  He's a very confusing child to my wife and I, let alone the group of doctors that follow him.

Friday, June 26, 2015

Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.