Monday, February 27, 2017

10 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Visa, Inc. (V), Johson & Johnson (JNJ), J.M. Smucker (SJM), V.F. Corporation (VFC), McCormick & Company (MKC), Digital Realty Trust (DLR), Flowers Foods (FLO), United Parcel Service (UPS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, February 26, 2017

Net Worth Update - January 2017

net worth, balance sheet, equity, financial independence
January 2017 Net Worth Update
While cash flow is more important when it comes to financial independence, it's still good to look at the balance sheet too, which is why I provide these net worth updates.  Since more and more of my net worth is tied to the markets, there's a larger correlation between my net worth and the markets but in the long run as I continue to save and invest the net worth trend should be higher even though short term fluctuations can vary wildly.  As a dividend growth investor I'm not overly concerned with the short-term gyrations as long as the dividend stream remains in tact, but the markets' effect is noticeable.

The "Trump Bump" hasn't showed any signs of stopping with the S&P 500 climbing higher by another 1.79% during January.  Despite a market that climbed higher we still showed a slight decline in out net worth primarily due to violating the most basic law of personal finance: income > expenses.  The $300 in dividends helped to soften the blow a little bit, but we really need to fix the simple problem.

For the month our net worth decreased $397.60.

Saturday, February 25, 2017

Weekly Roundup - February 25, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
I can honestly say I didn't expect to be reporting on this again, but here we are.  The Dow Jones Industrial Average set all time record high closes every single day this week yet again.  The streak dates back to February 9th and the DJIA has posted all-time highs for 11 consecutive days.  

During this 11 day run the DJIA has increased by over 750 pts for total appreciation of 3.8% from the day before the streak started.  Friday wasn't the typical kind of day with the DJIA in the red until last 17 seconds before it finally turned green.

Friday, February 24, 2017

Dividend Growth Investing at Work - A Raise Is A Raise No Matter How Small

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Wal-Mart for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, February 23, 2017

Idle Hands

dividend growth investing, option strategy, call option, put option, income investing
CVS Health Corporation (CVS), Junior Gold Miners ETF (GDXJ), Gold Miners ETF (GDX) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Wednesday, February 22, 2017

Wal-Mart Stores, Inc.: Can You Still Win With Wal-Mart?

dividend growth investing, stock analysis, minimum acceptable rate of return
Wal-Mart Stors, Inc. (WMT) Dividend Stock Analysis 2017
Wal-Mart Stores, Inc. (NYSE:WMT) is one of the great business success stories of all time. Over the last 60+ years, Wal-Mart has grown from one tiny store in Arkansas to a global retail giant with annual sales approaching half a trillion dollars. For some perspective that's more than the entire GDP of countries such as Belgium and Poland.

Wal-Mart is scheduled to release 4Q and full-year earnings this week which made me want to re-examine the company as a potential investment. Especially since shares are currently offering a 10% free cash flow yield based on the TTM.
Dividend History
The dividend history of a company can give a quick glimpse into the quality of said company. Decades long dividend growth streaks don't just happen by accident. Rather they require the combination of a high-quality business model with a management team that is willing to reward shareholders with cold, hard cash.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Tuesday, February 21, 2017

Dividend Growth Investing at Work - Rising Stock Market Leads to Rising Dividends

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks T. Rowe Price for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Monday, February 20, 2017

9 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
Visa, Inc. (V), Johson & Johnson (JNJ), J.M. Smucker (SJM), V.F. Corporation (VFC), McCormick & Company (MKC), Digital Realty Trust (DLR), Flowers Foods (FLO), United Parcel Service (UPS) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.  

Sunday, February 19, 2017

Dividend Growth Investing at Work - Another Classic from this Champion

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks Coca-Cola for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Saturday, February 18, 2017

Weekly Roundup - February 18, 2017

Curated list of articles on dividend growth investing, financial independence, freedom and passive income
Happy Weekend!  Check out what's been going on in my world and some of the best articles from around the blogosphere.
The markets sure had a phenomenal week.  The Dow Jones Industrial Average set all time record high close every single day this past week.  In fact the streak of consecutive record highs dates back to February 9th.  What exactly does this mean?  The hell if I know.  Over the long term these highs will surely be eclipsed again and again, but as far as next week?  Your guess is as good as mine.

Friday, February 17, 2017

Dividend Growth Investing at Work - A Hidden Increase

Concept of how dividend growth investing works, health care, real estate
Getting a pay raise while sitting on the couch?  Sign me up!  Thanks PepsiCo for the dividend increase!
Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who doesn't like getting a raise for doing nothing?  Dividend growth investing is far from a get rich quick investment strategy, rather you need to remain focused on the long term goal to be successful.

Thursday, February 16, 2017

Cisco Systems: A True Cash Cow

dividend growth investing, stock analysis, minimum acceptable rate of return
Cisco Systems, Inc. (CSCO) Dividend Stock Analysis 2017
Since peaking during the late 1990s during the dot-com boom, Cisco Systems' (NASDAQ:CSCO) share price has largely gone nowhere. In fact, the share price is still less than half of what it was during the excesses of the time. That serves as a reminder to always pay attention to valuation in regards to the fundamentals of the business when making any investment.
Cisco has continued to chug along slowly, but surely and has transformed itself into a blue-chip tech company. In 2011, Cisco initiated a dividend and has grown it every year since. With earnings on tap this week, as well as a likely dividend increase, I wanted to examine Cisco to see if some of my investment capital needs to be devoted to this cash cow.
Dividend History
A company's dividend history gives a great glimpse into the strength of the company. It takes a high-quality company that successfully defends and grows its business over time as well as a management team that is willing to reward shareholders with cold, hard cash. That doesn't happen by accident.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Wednesday, February 15, 2017

Refresh Your Portfolio With Some PepsiCo Inc.

dividend growth investing, stock analysis, minimum acceptable rate of return
PepsiCo. Inc. (PEP) Dividend Stock Analysis 2017
For many dividend growth investors, myself included, consumer staples are one of the larger sectors within their portfolio. That's for good reason too because companies that fall under the consumer staples sector typically fall within the "sweet spot" of the yield and growth balance while also providing stability to the portfolio. Consumer staples businesses typically aren't as correlated with the health of the economy as a whole which leads to lower volatility in their operations.

A behemoth in the consumer staples sector is PepsiCo, Inc. (NYSE:PEP). One of the reasons that I like the business is that not only do they have diversification within the drinks sector between carbonated soft drinks, juice, tea, coffee sports drinks and much more under their control they also have exposure to some of the best selling brands in the snacks aisle. Think Lays, Ruffles, Doritos, Fritos, Cheetos and much more. PepsiCo also owns Quaker foods giving them access to the breakfast market as well.
It's been a while since I've looked at PepsiCo for a bolt on purchase to my existing position so I wanted to check up on how the company is performing as well as the valuation of the company.
Continue reading the article on Seeking Alpha.

dividend stock analysis, DIY, value investing, long term investing

Tuesday, February 14, 2017

5 Tips For Reaching Financial Independence Through Full Time Day Trading

financial freedom, financial independence, day trading
Ahh the rat race. No matter where you go around the world, just about everyone is part of it. We are all racing to find our selves a way to achieve financial independence. One way to do this that many have been looking to lately is day trading. The truth is that building financial independence through day trading is possible, but it will take some effort. Today, we'll talk about why day trading is a great way to achieve financial independence, and the steps that you'll need to take in order to do so.

Monday, February 13, 2017

5 Option Moves to Boost My Investment Income

dividend growth investing, option strategy, call option, put option, income investing
The Walt Disney Company (DIS), Nike, Inc. (NKE), CVS Health Corporation (CVS), PepsiCo, Inc. (PEP) Option Activity
As part of running this blog that chronicles my journey to financial independence I like to be open and honest with all of my transactions.  Typically that revolves around buying shares of high quality companies that I deem to be at fair value or less.  And occasionally there's a sale of a company like when I closed one of my positions earlier this month.  Being open about the moves I make allows for better discussion with all of you and helps spread ideas around.  If it creates my own "investment journal" to detail why I made the move and my expectations, well that's even better.