Wednesday, July 1, 2015

Dividend Growth Investing at Work - Keeping Your Portfolio Healthy with Medtronic


Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of said companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  Not making sales calls.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!  I mean who really doesn't like getting a raise for doing nothing?

Monday, June 29, 2015

Recent Buy...Again


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Saturday, June 27, 2015

Weekly Roundup - June 27, 2015



As per usual this week was very up and down.  Luke continues to befuddle the doctors since he rarely does anything that follows any text book.  For starters, in normal babies if you increase the amount of oxygen they are receiving the oxygen their bloodstream will then increase.  Well, not if you're Luke because his body decided a few months back that no longer works for him.  That's just one of the many things that Luke is writing in his own book on patient care.  If you've been following Luke's story he's back to having his full on clamp down episodes where he sometimes has to pass out before his body will relax and he can recover.  The weirdest thing about it all is that some are unprovoked as far as looking at him but you can tell from the monitors that are hooked up to him that there's a chance it's going to be that bad.  But sometimes they aren't.  And the weirdest thing is that this was happening last Thursday and Friday but then stopped until Thursday of this week despite no changes being made to any of his medications, ventilator support or anything really other than increasing the amount of milk/formula that he gets.  He's a very confusing child to my wife and I, let alone the group of doctors that follow him.

Friday, June 26, 2015

Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Sunday, June 21, 2015

Weekly Roundup - June 21, 2015



First off, Happy Father's Day to all of the fathers out there.  For myself, and I'm sure for the majority of you, we are pursuing financial independence not because we hate working.  Rather it's because we hate the things we miss out on because of work which in many cases is family.  Whether it's having to work late to meet a deadline or travel out of town for work, whenever you are forced to keep a job to maintain your lifestyle that comes with a sacrifice.  However, if you combine consistent saving and investing and give it enough time compound interest can do amazing things and allow you the freedom to enjoy more time with family.

This is my first father's day and coincidentally enough it's also Luke's 7 month birthday.  I can't say things have gone exactly as I expected but there's very few things that do.  It's still hard to believe that Luke is 7 months old today but it also seems like an eternity since he was born.  He had another very up and down week but he's currently back on a more stable trend which we hope will continue.

Thursday, June 18, 2015

Semi Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Tuesday, June 16, 2015

Dividend Update - May 2015


Another month has come and gone so it's time for my favorite monthly update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits and I hope can help inspire you to take control of your own finances and invest to build a passive income stream.  What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and opens up all sorts of possibilities.  You can check my dividend income or progress page to see what dedication to an investment plan can give you.

Sunday, June 14, 2015

Weekly Roundup - June 14, 2015


As per usual we've had a few steady days with Luke and then a few rocky days.  Hopefully the down days will start to be less frequent as we give him better nutrition but his body is so sensitive to fluid balance that small changes for most babies can be huge changes for him.  Also I should be heading back to work sometime this week which is a bummer but the good thing is that it means Luke is doing better and also that I should be able to be a bit more consistent with writing.

There's so much to like about dividend growth investing.  For starters even though I haven't been working or actively investing this past 1-2 weeks that doesn't mean the companies I own haven't taken breaks with me.  They're still out there searching for ways to increase their product and service sales whether I'm watching over them or not.  And even better is when the revenue increases lead to profit increases which lead to dividend increases.  Target Corporation did just that for me this past week with a 7.7% dividend increase.  I don't know about you but I don't regularly get raises like that from my employer.  In other portfolio news, the 2:1 stock split for Ross Stores (Full Analysis Here) went through this week so I'm now a proud owner of 56 shares instead of 28.

Wednesday, June 10, 2015

Dividend Growth Investing at Work - Expect More, Pay More?


Something I love about dividend growth investing is that each month I get to hear about companies I own deciding to pay me more money in dividends.  Just for owning a small portion of the companies.  Not going and doing R&D for new products or technology.  Not selling any products.  Not managing any employees or inventory.  All I had to do was have the foresight to invest some of my savings in excellent companies.  That's dividend growth investing at work!

Sunday, June 7, 2015

Weekly Roundup - June 7, 2015


Quick update this week since Luke is giving me a chance to write a little bit.  He hasn't strung together two consecutive good days in the last week but yesterday was good and today has been good so far.  We're working on another update on Luke for his blog and that should hopefully be up sometime later this afternoon.

Unfortunately my writing has taken a hit over the past few weeks but that doesn't mean I haven't been active with investing.  Late in May I initiated a position in Ross Stores (Full Analysis Here) but after the share price dropped shortly after my purchase I felt that I needed to average down my cost basis.  So to get June started off right I bought some more shares of ROST.  I also made another purchase during the week and I'll get the post written up about it soon.  Eventually my schedule will normalize and I can get into a groove with writing; hopefully, this week will be the start of that.

Friday, June 5, 2015

Another Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Monday, June 1, 2015

Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Sunday, May 31, 2015

Weekly Roundup - May 31, 2015


My weekly roundup is coming a bit later in the weekend than normal but I'm taking advantage of the time I get with Luke while I can.  He's been doing well the last week and it's been so great having him be relatively stable.  Especially after how crazy the past two weeks have been with him.  I hope to start getting a bit more consistent writing done and get on a bit of a schedule but that really depends on how Luke does and what's going on with work.

We've also been dealing with lots of flooding around the city.  Just for some perspective there was an estimated 35 trillion gallons of rain over the state during May and we had even more fall since that infographic was made.  The flooding was absolutely crazy and even more shocking was how quickly it came.  Luckily we weren't out and about in the rain and didn't have any issues at our house so the flooding was just an interesting story to break up the day in the NICU.


Saturday, May 30, 2015

Semi Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Saturday, May 23, 2015

Weekly Roundup - May 23, 2015

Quick update this weekend since this past 1-1.5 weeks has been absolutely crazy with Luke.  I don't want to go into too much detail here, but he ended up having both the best and worst day of his life so far but luckily he's still here and still fighting.  That's all we can ask for.  But I hope that we've turned a corner again with Luke and stability will return which will allow me to get in some more writing.

Due to all of the issues with Luke I got very little writing done.  Actually none over the past week.  But that doesn't mean that I haven't been looking for investment opportunities.  My last purchase was when I added shares of Omega Healthcare Investor (OHI) and since then I've made two more purchases that I need to get write ups for.  I've still got enough capital for another purchase and have a few companies in mind.


Thursday, May 14, 2015

Recent Buy


Whenever I make a new purchase for my portfolio I feel it's only fair to get a post written giving all of the juicy details. I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Wednesday, May 13, 2015

Now's Not the Time for McCormick & Company, Inc.

I mentioned in my dividend growth checkup that my plan for the year was to allocate less capital to the consumer staples due to their general overvaluation. However, that doesn't mean that I won't identify excellent companies with large moats within the consumer staples for purchase at more opportune times. McCormick & Company (NYSE:MKC) is a dividend champion having increased dividends for 29 consecutive years and have paid dividends for the last 125 years. There's no doubt about McCormick & Company's quality as a company; however, investors are valuing MKC at a premium. McCormick & Company closed trading on Monday, May 11th at $76.91 giving a current yield of 2.08%.

The following tables/graphs are taken from my personal stock analysis spreadsheet. Data for the stock analysis was sourced from McCormick & Company, Inc.'s investor relations page, Morningstar, and Yahoo Finance.

Historic Growth Rates:

Historically, owners of McCormick & Company have earned solid returns. According to longrundata.com, MKC has rewarded investors with a total return of 283% or 11.0% annualized returns over the last 10 years. Those numbers are market returns at specific snapshots in time and aren't necessarily indicative of the business results over the same time period. Looking at the historic growth rates for per share dividends, earnings, revenue, and free cash flow gives a better idea of the operational results that McCormick & Company has delivered.

You can read the full analysis of McCormick & Company, Inc. at Seeking Alpha.

Tuesday, May 12, 2015

Union Pacific Corporation: Keeping Your Portfolio on Track

As long as consumers continue to consume, Union Pacific (NYSE:UNP) will be there to ship goods across the country. Union Pacific Corporation is a dividend challenger with 8 consecutive years of dividend increases. Union Pacific closed trading on Friday, May 8th at $107.44 giving a current yield of 2.05%.

The following tables/graphs are taken from my personal stock analysis spreadsheet. Data for the stock analysis was sourced from Union Pacific Corporation's investor relations page, Morningstar, and Yahoo Finance.

Historic Growth Rates:

Historically, owners of Union Pacific have earned solid returns. According to longrundata.com, UNP has rewarded investors with a total return of 796% or 23.0% annualized returns over the last 10 years. Those numbers are market returns at specific snapshots in time and aren't necessarily indicative of the business results over the same time period. Looking at the historic growth rates for per share dividends, earnings, revenue, and free cash flow gives a better idea of the operational results that Union Pacific has delivered.

You can read the rest of the stock analysis of Union Pacific on Seeking Alpha.  Also you can check out the rest of my stock analysis reports here.

Saturday, May 9, 2015

Weekly Roundup - May 9, 2015

This past week has been pretty crazy and I'm glad I haven't gone back to work yet.  Each month we get a new doctor to be the attending, doctor in charge of Luke, and this past Monday they swapped again.  Since we had a new doctor coming on we expected the first week to be relatively uneventful even though we knew there was plenty to do to figure out the best route to take to keep Luke progressing.  So much for that though as Tuesday he had a CT scan and then Wednesday he was taken to the cath lab to close one of the pathways in his heart that should have closed on its own by now.  The real test of whether that was the right decision will come next week when they lift his paralysis, but so far so good.

There wasn't much news to report for my portfolio although I did close out one position of mine because it just didn't fit the narrative of my portfolio any longer.  Actually for a couple months now but I finally decided to close the position.  I have some plans for what to do with that capital but any suggestions are always welcomed.  As of now I'm looking at investing part of that capital into a REIT and then I'm not quite sure what else I'll invest in.  I hope to start getting more stock analyses written over the weekend, but that will definitely depend on whether I end up going back to work or not.  The start of a new job is always very hectic and throws my schedule out of whack for a couple days.

Friday, May 8, 2015

Recent Sell


Whenever I make a purchase for my portfolio my intention is to own the company forever.  However, every now and then a company will have a material change that warrants a reassessment of that company as an adequate investment.  Like everyone else I make mistakes with investing.  Just as I'm transparent about the purchases that I make, the sales are probably more valuable in the long run because they give more opportunities to reflect on our decisions and are a chance to learn.  I want to be as transparent as possible with my journey to reach financial independence through dividend growth investing. Being open about the moves I make allows for better discussion with all of you and helps spread ideas around as well as letting me create my own "investing journal" to chronicle why I purchased a company in the first place and that way I can revisit if something changes and make the decision on whether to continue owning the company or not.

Wednesday, May 6, 2015

Johnson & Johnson: Quality at a Reasonable Price

I mentioned in my annual dividend growth checkup that I was underweight the health care industry and was looking to increase my exposure there. I recently added shares of one health care giant, Becton, Dickinson & Company (NYSE:BDX) (Full Analysis Here), to my portfolio; however, there's another giant that is absolutely wonderful. Johnson & Johnson (NYSE:JNJ) recently announced a 7.1% dividend increase which would mark its 53rd consecutive increase, marking JNJ as a dividend champion. Johnson & Johnson closed trading on Friday, May 1st at $101.13, giving a current yield of 2.97%.

The following tables/graphs are taken from my personal stock analysis spreadsheet. Data for the stock analysis was sourced from Johnson & Johnson's investor relations page, Morningstar, and Yahoo Finance.

Historic Growth Rates:

Historically, owners of Johnson & Johnson have earned solid returns. According to longrundata.com, JNJ has rewarded investors with a total return of 196%, or 7.0% annualized returns, over the last 10 years. Those numbers are market returns at specific snapshots in time and aren't necessarily indicative of the business results over the same time period. Looking at the historic growth rates for per share dividends, earnings, revenue, and free cash flow gives a better idea of the operational results that Johnson & Johnson has delivered.
You can read the full analysis of Johnson & Johnson on Seeking Alpha.

Monday, May 4, 2015

Dividend Update - April 2015


It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update.  These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.