Sunday, February 15, 2015

Dividend Update - December 2014


I'm still working on getting all of my spreadsheets up to date and just about have my portfolio taken care of.  There's still going to be the massive undertaking that will be my budget spreadsheet but that's for another day and time.

These dividend updates reflect all dividends that I receive through my investing pursuits.  I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress page to see what dedication to an investment plan can give you.

Ah, the end of a quarter is wonderful, isn't it?  It brings closure to a portion of the year and most importantly it means there's a big month of dividends ahead and December didn't disappoint.  I received my highest monthly total ever bringing in $748.55 in my FI Portfolio which brings my total for the year to $4,550.84.  I just squeaked by my goal of receiving $4,500 this year but that's not bad considering that I had to slow down my investments and then stop them altogether in the second half of the year.  I also received $3.84 in my Loyal3 portfolio for a total of $6.33 for 2014.  Not bad considering I didn't start investing there until August.  My Roth IRA also brought in $37.35 in December for a yearly total of $222.72.  Across those three accounts I received a total of $4,779.89 for a monthly average of $398.32.  Considering that average was only $229.35 for 2013 I'm quite happy with the growth.

Dividends in my FI Portfolio for December increased 8.6% from September 2014 and even better is the 78.7% increase from December 2013.  My Roth IRA saw a 10.4% decrease from September 2014 but a 6.7% increase from December 2013.  I'm not currently contributing to my Roth IRA due to tax issues, MAGI might be too high to contribute, so all the growth shown from dividend growth and reinvestment.  What's really great to see is that for 4Q 2014 I received $1,335.21 in dividends in my FI Portfolio.  Not enough to retire on, yet, but that's almost enough to make one additional purchase each quarter to continue building the snowball.

I don't have the totals yet on where my forward 12-month dividends stand for any of my portfolios because I need to go back and double check all the dates for any dividend increases but I will have that done by the time I can do my 2014 Goals recap.

Below is the chart showing the monthly dividend totals of my FI Portfolio only for each year that I've been investing as well as the monthly average. It's not always an increase as some companies have weird payout schedules and eventually some positions will get dropped, but the long-term trend is what matters. It's great to see that my 2014 monthly average was $379.24.  That's a $167.01 increase from 2013's average!  With more contributions/investments and expected dividend increases the gap should widen that much more.


FI Portfolio - Dividend Income
Company Dividend Amount DRIP Shares
Wells Fargo (WFC) $19.26 --
Conoco (COP) $12.98 --
Bank of America (BAC) $8.09 --
McDonalds (MCD) $89.17 --
Halliburton (HAL) $16.48 --
Phillips 66 (PSX) $4.14 --
Emerson Electric (EMR) $29.05 --
Walgreens (WAG) $23.31 --
Harris (HRS) $38.78 --
Cummins (CMI) $18.19 --
Target Corporation (TGT) $66.73 --
Aflac (AFL) $28.63 --
Lorillard (LO) $18.85 --
BP (BP) $45.30 --
Microsoft (MSFT) $12.76 --
Chevron (CVX) $58.82 --
ExxonMobil (XOM) $36.39 --
Coca-Cola (KO) $49.88 --
Realty Income (O) $16.79 --
IBM (IBM) $33.24 --
Visa (V) $8.18 --
Johnson & Johnson (JNJ) $35.15 --
American Realty Capital Properties (ARCP) $16.03 --
Unilever (UL) $10.86 --
3M Company (MMM) $9.41 --
United Technologies (UTX) $8.26 --
National Oilwell Varco (NOV) $9.66 --
CenterPoint Energy (CNP) $24.16 --
December 2014 Total $748.55
2014 Total $4,550.84

Roth IRA - Dividend Income
Company Dividend Amount DRIP Shares
Bank of America (BAC) $5.02 0.284
Wells Fargo (WFC) $9.44 0.175
Norfolk Southern (NSC) $22.89 0.212
December 2014 Total $37.35
2014 Total $222.72

I've updated my Dividend Income page to reflect December's changes.

How did your dividends do for 2014?

19 comments:

  1. Great trend line year over year man. At this rate in 5 years its gonna be mega!

    ReplyDelete
    Replies
    1. A-G,

      Climbing ever higher! And I can't wait to see what another few years will do to my dividends. I should be in the $10k+ range in less than 5 years which will be a huge accomplishment.

      Thanks for stopping by!

      Delete
  2. Way to go, JC. Congrats on meeting your annual goal.

    R2R

    ReplyDelete
  3. Congrats on hitting your 2014 goal. Your December income was pretty high at well over $700. These are some nice figures my friend. Keep at it and look forward to your next update and seeing your progress.

    ReplyDelete
    Replies
    1. DivHut,

      The end of quarters is always nice on the dividend front. Hopefully sometime this year I'll be able to cross the $1k mark for the end of quarters. That'll be a huge milestone. January's update should be coming out within the next week it was a bit of a letdown after December's awesome month but it was still progress YoY.

      Thanks for stopping by!

      Delete
  4. Good job hitting your $4,500 goal in 2014. Even though you "just squeaked by" its a great accomplishment given the challenges you faced last year. I'm looking forward to seeing your goals for this year. Take care!

    ReplyDelete
    Replies
    1. Ferdi,

      It's great to reach that goal because $4,500 is a really significant bit of capital coming from passive income sources. I'm not quite sure how the goals will work out for 2015 but my thought is that I'll be setting more conservative goals for the first half of the year while everything settles out and then hopefully be able to re-set my goals for the second half and be more aggressive with my investing.

      Thanks for stopping by!

      Delete
  5. Awesome numbers. Hitting that IRA limit is a great problem to have.

    ReplyDelete
    Replies
    1. Adam,

      Yeah there's no complaints from me by bumping the IRA max income limit. The high income and high savings are the fuel for my portfolio and will eventually let us reach FI.

      Thanks for stopping by!

      Delete
  6. JC,
    Thank you for sharing your passive income, they are awesome! Congrats on hitting an all time high and congrats on achieving your $4,500 goal for 2014 as for me this year of 2015, $4,500 is my goal :)

    ReplyDelete
    Replies
    1. F2FF,

      It's crazy to see a $700+ figure for passive income in a month. I know I've still got a long ways to go but that's extremely motivating to see and continue to push higher. Best of luck hitting your own $4,500 goal this year.

      Thanks for stopping by!

      Delete
  7. Great job reaching your dividend goal of 2014 and you're getting very close to the coveted $1000/month! All the best in 2015!

    ReplyDelete
    Replies
    1. FI Fighter,

      I've still got a ways to go before I average $1k per month but just hitting that level once every 3 months will be amazing. I was hoping to make a little more progress on the dividend front during the year but the last 1/3 of the year was spent saving more cash than investing capital. I'm looking forward to what 2015 will bring although I know it's going to be another big year of changes.

      Thanks for stopping by!

      Delete
  8. Hi JC,
    Awesome job beating your 2014 annual target, and it's always good to see dividend increases doing some of the heavy lifting! Dividend portfolios are almost like a Toyota - steady, reliable and when you take your foot off the gas they keep on accelerating! Nearly $400 a month is fantastic and I'm looking forward to seeing that number grow this year as I'm sure you are!

    You mentioned your Roth IRA had a decrease since September 2014 - was it dividend income that decreased? Did you sell something in the Roth?

    Best wishes,
    -DL

    ReplyDelete
    Replies
    1. It was just timing of payments. Walmart pays on a funky schedule and since the dividend total is small for my Roth a $4 change looks big percentage wise.

      I had some great dividend increases last year and I can't wait to see what this year brings. I was hoping to continue to be rather aggressive with investing but that will have to wait a couple months at least. So it'll be slow progress growing my forward dividends with raises doing most of the lifting. But hopefully in the second half of the year I can start investing heavily again.

      Thanks for stopping by!

      Delete
  9. PIP,
    Some awesome numbers. Keep up the great work.

    ReplyDelete
    Replies
    1. MrStockFox,

      Thanks so much. I think if anything this speaks to the power of saving, investing, and of course dividend growth investing. Even though I wasn't paying much attention to the stock markets or my portfolio, the companies I own were still working for me 24/7 the whole time I was away. And even better they were cutting checks to me.

      Thanks for stopping by!

      Delete
  10. Those are some solid numbers. Awesome job beating your 2014 target. Keep up the good work.

    ReplyDelete
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    ReplyDelete