Friday, February 13, 2015

Dividend Update - November 2014


It's been a while since I last had a chance to post, almost 3 months in fact.  I didn't disappear or anything but was having to deal with medical issues for my son, Lucas.  He's one heck of a strong willed kid and whenever he gets out of the NICU I know he's going to be a handful.  It's been a crazy wild ride that my wife, son, and I have been on but he's doing a bit better now and hopefully we can keep him stable while we work on his nutrition and get him to grow.  The short story is that he has a congential diaphragmatic hernia, CDH, and his diaphragm didn't form right while in utero so some of his organs were in his chest cavity which made his lungs very underdeveloped.  It affects about 1 in 2500 kids and unfortunately the survival rate is only about 50%.  But Luke is still fighting which is all we can ask for.  If you want to follow along with what's going on with him you can check out BabyLukeBlog.wordpress.com.

So I'll be recapping the past few months to get caught up on the juicy details of my portfolio(s) and most importantly dividends.  Those dividends act as seed money for investments and will eventually allow my wife and I to reach financial independence.  I expect the rate of new capital investments to slow down a bit from my usual pace at least for the next month or so while I build up savings, deal with medical costs, finance a full household expenses since my wife quit her job to be with our son, and since I work in the oil field a little extra buffer won't hurt considering the state of the patch right now.  So please bear with me while I get everything up to date between my own spreadsheets, Google spreadsheets, and around the blog.



These dividend updates reflect all dividends that I receive through my investing pursuits and I hope can help inspire you to take control of your own finances and invest to build a passive income stream.  What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and opens up all sorts of possibilities.  You can check my dividend income or progress page to see what dedication to an investment plan can give you.

I received a total of $353.94 in dividends in my FI Portfolio in November and a total of $3,802.29 during the year.  Back in September I passed my 2013 total, so everything from then on was just icing on the cake.  I also received $1.43 in my Loyal3 Portfolio in November bringing my yearly total to $2.49, but I won't break that one down until the dividend totals build up more.  So far in my taxable accounts I've received $3,804.78 in dividends which puts me 84.56% of the way towards my goal of $4,500 by the end of the year.  Barring companies not making their payouts in December I should be able to pass my goal for the year!  Unfortunately, I received no dividends in my Roth IRA Portfolio during November.

November's total showed a 9.1% increase from August 2014's total, but what I'm most excited about is the almost tripling of my dividends year over year.  In November 2013 I received $136.10 in dividends which means this year's total showed a 190.1% improvement.  Step by step, month by month is the name of the game with dividend growth investing.  I'll update my forward 12-month dividends as they stood at the end of 2014 when I post my December update.

Below is the chart showing the monthly dividend totals of my FI Portfolio only for each year that I've been investing as well as the monthly average.  It's not always an increase as some companies have weird payout schedules and eventually some positions will get dropped, but the long-term trend is what matters.  It's great to see that my 2014 average through November is at $345.66 and $130 above 2013's monthly average of $212.23.  With more contributions/investments and expected dividend increases the gap should widen that much more.


FI Portfolio - Dividend Income
Company Dividend Amount DRIP Shares
Procter & Gamble (PG) $44.03 --
AT&T (T) $9.70 --
Kinder Morgan Inc. (KMI) $96.12 --
Air Products & Chemicals (APD) $14.23 --
Realty Income (O) $16.79 --
HCP Inc. (HCP) $44.23 --
American Realty Capital Properties (ARCP) $16.03 --
General Mills (GIS) $26.76 --
Verizon (VZ) $23.65 --
Starbucks (SBUX) $8.99 --
Yum Brands (YUM) $17.26 --
Deere & Company (DE) $36.15 --
November Total $353.94
2014 Total $3,802.29

I've updated my Dividend Income page to reflect November's changes.

20 comments:

  1. Welcome back!! I hope your boy keeps on fighting. Best of luck and God bless.

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  2. I am really hopeful your boy keep fighting and gets better. I am wishing you and your family lots of luck in everything!

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  3. JC,
    Great to see a new post from you today. I've been following the baby Luke blog, and the way your family is persevering through his condition is quite inspirational. He is a tough little dude, no doubt about it! Very much looking forward to the post when he gets to go home.
    -RBD

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  4. JC,

    Hearing the story of your son brought tears to my eyes. 13 years ago, my wife and I were in a similar situation. My son Will was born at 26 weeks and lived his first 2-months of life in the NICU. We were lucky. Will is entering high school next year and the only long-term side effects of early birth are multiple food/animal allergies and Asthma; and he has the survival temperament, which is a nice way of saying he is stubborn.

    My wife and I are praying for your family and hoping for the best.

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  5. Glad to see you posting :) Your son is a strong little trooper and making such great progress, it's so inspiring.
    Great November numbers too! I'm excited to read more.

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  6. JC,

    I wish you and your family the best. It sounds like Luke is a tough little dude.

    MDP

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  7. JC,

    Great to hear how things are going. I wish nothing but the best for you, your wife, and Luke. He sounds like a real fighter, which bodes extremely well for you guys.

    Look forward to catching up a bit more as the weeks/months roll on.

    Best regards!

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  8. Great to hear from you JC, and good know that your son is fighting the battle and I wish you and the family the best.

    Thanks for sharing and the update. Best wishes
    R2R

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  9. JC,
    I always enjoy reading your blog. Keep us up to date when you are able., Wishing you and your family the best of possible outcomes. Keep fighting the good fight.

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  10. Hey JC.
    I know he'll pull through. Since your a fighter so will he. Take care of your family and spend as much time with the little one. Much love to you. I saw and witness the birth of my child and It changed my life. These kids are totally innocent and as parents we just gotta give em as much love as we can. Take care of yourself my friend. I check on you soon. Chow.

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  11. Welcome back. Happy to see you online again which can only mean that things are steadily improving for your family. I think you are stronger than you know and believe me we do think of you and your whole family's well being. Your little dude will continue his fight with your love and support.

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  12. JC, Welcome back! I wish all the best for your family.
    DH

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  13. Hi JC -- very glad to hear things are going a bit better with Luke. I hope that he'll continue improving daily and all the best to you and your wife.

    Take care!

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  14. JC - Hope your son continues to get better with each and every day. Nice to see you back posting...we've always enjoyed reading your post! Best Wishes. AFFJ

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  15. Welcome back buddy! All the best to you and your family! Hope Luke pulls thru! Glad your dividend payers didnt take any time off. Good to see its still going strong.

    Good Day and Grind On!

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  16. All the best to you and your family. Your son is a fighter and will pull through.

    Gareth

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  17. JC- My sincere best wishes to you and your family. I'm sure the outcome for all of you will be a positive one. Stay strong over there.

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  18. JC,
    Really good to see you posting. Prayers go out to you and the family for your son's continued development/recovery.
    KeithX

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  19. Welcome back me and my family send many well wishes and prayers your way keep up the hard work cant wait to hear the good news when your son is all better.

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  20. Hi JC,
    Welcome back! Congrats on the increased income. Wishing you, your family and Luke all the best!
    Best wishes,
    -DL

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