December turned out to be a really good month for my net worth considering my income was lower than the last few months and the markets didn't help out too much. For the month I ended up with just over a $9,200 increase. About $930 was from 401k contributions and the company match, while the rest came from my ESPP withholding ($678.00), after-tax savings, interest, dividends and market fluctuation.
Current Assets: $172,927.61
Curent Liquid Assets: $77,050.06
Current Debts: -$16,975.43
Net Worth: $155,952.18
The markets cooperated just enough to let me pass $150k for my net worth. Considering my goal for the year was to reach a $100k net worth, turns out that was a little short-sighted, I blew past that goal. For the year I had a total increase in my net worth of over $87,150, a 126.80% increase. I didn't think I'd be able to make progress like this when I started the year, but now that I have a full year under my belt and have a better baseline I'm setting my sights higher for 2013. December's net worth ended up increasing 6.27% over November's final tally.
My after-tax savings rate for December ended up at 76.55%. This was below what I was hoping for but I can't complain too much with over a 75% rate. The emergency fund took a hit in December thanks to some expenses that I wasn't expecting to make. The laptop at the house and my cell phone both went out and needed to be replaced. I could have gotten cheaper versions of both but splurged a bit on them because I wanted them both to be able to last for several years. My emergency fund now sits at $8,040 which covers 5.63 months of my average minimum expenses for 2012.
I've updated my Progress page to reflect December's changes.