It's the end of one month and the beginning of another so it's time for my favorite update: my dividend update. These dividend updates reflect all dividends that I receive through my investing pursuits. I hope they can help inspire you to take control of your own finances and invest to build a passive income stream. What you use that stream for is up to you, whether it's to fund early retirement, just provide some FI/FU money, or even to provide for an annual vacation; the key is that it can provide options and open up all sorts of possibilities. You can check my dividend income or progress pages to see what dedication to an investment plan can give you.
November's dividend haul was a nice bump up from October's relative disappointment. I received a total of $418.63 in dividends in my FI Portfolio during the month. I also received $3.31 in my Loyal3 Portfolio bringing my total taxable account dividends to $421.94. There's also a small Roth IRA which unfortunately saw no dividend during the month. Across my taxable accounts, FI Portfolio and Loyal3 Portfolio, I've received $5,177.92 in dividends YTD which is well above the $4,557.17 received throughout 2014.
My FI Portfolio haul showed a steady, but unspectacular, increase of 2.5% from August 2015. The quarter over quarter increase came solely from dividend raises and a few select dividend reinvestments. The year over year comparison looks much better showing 18.3% growth. For personal reasons I unfortunately had to slow down the pace of my investing with my last purchase coming in July of this year. The slowing of new capital purchases made for a smaller year over year increase than I would like; however, regular investing should resume shortly. Year to date I've received $5,065.31 in dividends.
My Loyal3 Portfolio showed some rather impressive increases with the quarter over quarter increase amounting to 175.8% and the year over year comparison coming to 131.5%. Although that's coming off extremely small bases of $1.20 and $1.43, respectively. The discrepancy from the two comparisons is due to the former Kraft Foods Group (KRFT) making their 4Q2014 payment in October last year and the Kraft-Heinz Company (KHC) making their 4Q2015 payment in November. Year to date I've received $112.61 in dividends within my Loyal3 Portfolio.
Roth IRA Portfolio
Unfortunately my Roth IRA Portfolio saw no dividend payments during November. That's to be expected though as the few companies owned within the Roth IRA pay dividends on a different schedule. Year to date I've received $223.52 in dividends within my Roth IRA Portfolio.
Dividend Raises During the Month
A total of 3 of my holdings announced increases during November which is dividend growth investing at its finest. You mean a company I own a piece of, albeit tiny, wants to pay out more of their profits to me just because I own part of the company? Sign me up! Emerson Electric (EMR) started off the month with a 1.1% raise. McDonald's joined in as well with a 4.7% increase and Becton, Dickinson & Company (BDX) (Valuation Analysis Here) was the star with a 10.0% increase. Combined the dividend increases added $29.74 to my forward dividends without me doing anything extra.
My forward 12-month dividends for my FI Portfolio are up to $6,028.58. Forward dividends in my Loyal3 Portfolio ended the month at $60.35 bringing the total taxable account forward dividends to $6,088.92. My Roth IRA's forward 12-month dividends held steady at $270.60.
Below is the chart showing the monthly dividend totals for each year that I've been investing as well as the monthly average. It's not always an increase as some companies have weird payout schedules and eventually some positions will get dropped, but the long-term trend is what matters. My monthly average so far in 2015 is $460.48. That's about an $81 increase from where my year to date average was at the end of 2014. With more contributions/investments and expected dividend increases the gap should continue to widen.
Dividends Received Breakdown
|Company||Dividend Amount||DRIP Shares|
|Procter & Gamble (PG)||$45.35||--|
|Kinder Morgan Inc. (KMI)||$111.41||--|
|Air Products & Chemicals (APD)||$14.97||--|
|Realty Income (O)||$17.47||--|
|HCP Inc. (HCP)||$45.85||--|
|General Mills (GIS) (Full Analysis Here)||$28.72||--|
|YUM Brands (YUM)||$19.37||--|
|Deere & Company (DE)||$36.15||--|
|Omega Healthcare Investors (OHI)||$39.79||1.236|
|2015 YTD Total||$5,065.31|
I've updated my Dividend Income page to reflect November's changes.
Image courtesy of Stuart Miles on FreeDigitalPhotos.net.
How did your dividends do in November? With one month left for the year are you on track to meet or surpass your goals?